3089 Five Forks Rd, Navarre, FL 32566 Property Records

Santa Rosa County property record for 3089 Five Forks Rd, Navarre, FL 32566 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2017
Square Footage1,738 sqft Living Area
Lot Size16,509 sqft (0.379 acres)
OccupancyOwner Occupied
Last Sale$235,000 (2017)
Tax Bill$1,934.00 (2024)

Property Details

APN / Parcel Number

Primary APN05-2S-26-0000-02906-0000
Alternative APN
  • S262050000029060000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,738 sqft Living Area
Gross Area2,720 sqft Gross Area
1st Floor1,738 sqft 1st Floor
Stories1 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Exterior MaterialConcrete Exterior
Construction TypeWood Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialWood Shingle Roof
Lot Area16,509 sqft (0.379 acres)
Depth X Width233 ft x 71 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area420 sqft Garage
Patio Area286 sqft Patio
Porch Area276 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address3089 FIVE FORKS RD
CityNAVARRE
StateFL
Zip32566-9453
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description*ENHANCED LIFE ESTATE* RESERVED IN: PARCEL 2: COM AT NE CORN OF GOVT LOT 5 THN S0*0152W ON E LN OF GOVT LOT & W R/W OF FIVE FORKS RD 106.40 FT TO POB & CONT 70.92 FT THN N86*0739 W 221.77 FT THN N4*5550E 19 .32 FT THN N45*5314W 33.29 FT THN N0*5231E
Legal Range26W
Legal Township2S
Legal Section05
Legal SubdivisionWEST SANTA ROSA
Legal Lot Number5
JurisdictionSANTA ROSA FL
Minor Civil DivisionHOLLEY-NAVARRE
Census Blockgroup1
Census Block1207
Census Tract10802

Owner

Source: Santa Rosa County records · APN 05-2S-26-0000-02906-0000

Assessment roll updated December 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3089 FIVE FORKS RD, NAVARRE, FL 32566-9453
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Aug 07, 2017Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
MMW HOLDINGS LLC
Feb 23, 2017Warranty Deed, Transfer
FIRST FL BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 07, 2017 · Amount on Record
Deed SaleAug 07, 2017 · Amount on Record
Prior SaleFeb 23, 2017 · Amount on Record
Deed Doc Number201732177
Deed Book / Page3649 / 1670
Last Transfer DateJan 14, 2025
Transfer Doc0045790736
Record RefreshedJun 08, 2026

August 2017: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateAug 07, 2017
Property Address3089 FIVE FORKS RD, NAVARRE, FL 32566-9453
Document Number0036491670
Book / Page3649 / 1670
Instrument DateAug 04, 2017
Instrument201732177
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 02, 2022
Title CompanyCOTTON LAND TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,645.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address8173 E BAY BLVDA, 8173, NAVARRE, FL 32566

Transferred To (Grantee/Buyer)

NameVerified Name
Address3089 FIVE FORKS RD, NAVARRE, FL 32566-9453

Mortgage

Document Number0201732178
DateAug 07, 2017
Instrument201732178
Lender
NameMMW HOLDINGS LLC
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2047

February 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateFeb 23, 2017
Property Address3089 FIVE FORKS RD, NAVARRE, FL 32566-9453
Document Number0036010155
Book / Page003601 / 000155
Instrument DateFeb 21, 2017
Instrument7118
Transaction TypeTransfer
Record UpdatedMay 07, 2018
Title CompanyCOTTON LAND TITLE INC

Transaction

AmountAmount Recorded
Tax$187.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address8173 E BAY BLVD #A NAVARRE FL 325668977, A, NAVARRE, FL 32566-8977
InvestorPossibly a Property Investor

Mortgage

Document Number36010156
DateFeb 23, 2017
Book Page003601/000156
Instrument7119
Lender
NameFIRST FL BK
TypeBank
AddressDESTIN, FL 32541
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated December 8, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$199,774 (+2.9%)$275,800 (+3.64%) Land $40,000 Building $235,800
2024$1,934.00 (+2.55%) Homeowner's exemption$194,144 (+3%)$266,103 (+0.69%) Land $36,000 Building $230,103
2023$1,886.00 (+3.97%) Homeowner's exemption$188,489 (+3.86%)$264,279 (+4.02%) Land $36,000 Building $228,279
2022$1,814.00 Homeowner's exemption$181,487$254,076 Land $34,000 Building $220,076

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskModerate
above 68% of the US · above 47% of Florida
Wildfire LikelihoodAbout 1 in 452 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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