Lubbock County property record for 3109 28th St, Lubbock, TX 79410
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 804 sqft · built 1948 |
| Lot Size | 0.172 acres (7,500 sqft) |
| Owner | Individual Name on File |
| Last Sale | $79,700 (Mar 2017) |
| Tax Bill | $2,391 (2025) |
| Deeds & Mortgages | Sep 2025 Mortgage Mar 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R107489 |
| Primary APN | R107489 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 804 sqft Living Area |
| Gross Area | 1,004 sqft |
| 1st Floor Area | 804 sqft |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Exterior Material | Asbestos |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,500 sqft (0.172 acres) |
| Lot Dimensions | 125 ft deep x 60 ft wide |
| Garage Type | Attached |
| Garage Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 3109 28TH ST |
|---|---|
| City | LUBBOCK |
| State | TX |
| Zip | 79410-3014 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PHILLIPS BLK 4 L 5 |
| Legal Subdivision | PHILLIPS |
| Legal Block | 4 |
| Legal Lot Number | 5 |
| Jurisdiction | LUBBOCK TX |
| Township / Civil Division | LUBBOCK |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 1502 |
3109 28th St is owned by an individual who bought it in March 2017.
Source: Lubbock County records, as of October 3, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3113 28TH ST, LUBBOCK, TX 79410-3014 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 26, 2025 | Deed of Trust, Mortgage · Non-Conforming Investor Loan LUBBOCK NATIONAL BANK |
| Mar 1, 2017 | Vendor's Lien, Transfer · Commercial Mortgage SERVICE TITLE CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 1, 2017 · Amount on File |
| Deed Sale | Mar 1, 2017 · Amount on File |
| Prior Sale | Aug 17, 1987 |
| Deed Document Number | 20177324 |
| Prior Transfer Date | Feb 8, 2010 |
| Prior Transfer Doc | 0000004331 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUBBOCK TX |
| Property Address | 3109 28TH ST, LUBBOCK, TX 79410-3014 |
| Transaction Type | Mortgage |
| Record Updated | Oct 7, 2025 |
| Name | Verified Name |
|---|---|
| Address | 3113 28TH ST, LUBBOCK, TX 79410-3014 |
| Document Number | 0000038162 |
|---|---|
| Date | Sep 26, 2025 |
| Instrument | 2025038162 |
| Name | LUBBOCK NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | AMARILLO, TX 79105 |
| Type | Non-Conforming Investor Loan |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Sep 26, 2030 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | LUBBOCK TX |
| Recording Date | Mar 1, 2017 |
| Property Address | 3109 28TH ST, LUBBOCK, TX 79410-3014 |
| Document Number | 0000007324 |
| Map Reference | VOL299 PG107 |
| Instrument Date | Feb 28, 2017 |
| Instrument | 2017007324 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2021 |
| Title Company | SERVICE TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 3118 28TH ST, LUBBOCK, TX 79410-3028 |
| Document Number | , 2017007325 |
|---|---|
| Date | Mar 1, 2017 |
| Instrument | 2017007325 |
| Type | Bank |
|---|---|
| Special Notes | Seller Financed |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 3109 28th St was $2,391, down 2% from the year before.
Source: Lubbock County assessment roll, as of October 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Lubbock County |
| Municipality | Lubbock City |
| Unified School District | Lubbock Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,391.00 (-1.97%) | $135,181 Land $35,150 Building $100,031 | $135,181 Land $35,150 Building $100,031 |
| 2024 | $2,439.00 (+16.2%) | ||
| 2023 | $2,099.00 (+6.17%) | $112,938 Land $16,200 Building $96,738 | $112,938 Land $16,200 Building $96,738 |
| 2022 | $1,977.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3109 28th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3109 28th St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.3% of Texas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 635 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
| Rise Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Telespan Fixed Wireless | 100 / 40 |
| T-Mobile Fixed Wireless | 100 / 20 |
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