3104 28th St, Lubbock, TX 79410 Property Records

Lubbock County property record for 3104 28th St, Lubbock, TX 79410

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,196 sqft · built 1948
Lot Size0.176 acres (7,650 sqft)
OwnerIndividual Name on Record
Last Sale$182,000 (May 2020)
Tax Bill$3,772 (2025)
Deeds & MortgagesMay 2020 Mortgage
Oct 2019 Loan Modification
+ 7 more
Flood ZoneZone X (minimal risk)
APNR108416

Property Details

APN / Parcel Number

Primary APNR108416
Alternative APN
  • R7052000000500019000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,196 sqft Living Area
Gross Area1,916 sqft
1st Floor Area1,196 sqft

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1948
Exterior MaterialMetal
Construction TypeWood
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area7,650 sqft (0.176 acres)
Lot Dimensions127 ft deep x 60 ft wide
Garage TypeAttached
Garage Area720 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address3104 28TH ST
CityLUBBOCK
StateTX
Zip79410-3015
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPHILLIPS BLK 5 L 19
Legal SubdivisionPHILLIPS
Legal Block5
Legal Lot Number19
JurisdictionLUBBOCK TX
Township / Civil DivisionLUBBOCK
Census Block Group2
Census Block2008
Census Tract1502

Owner

Source: Lubbock County records, as of October 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4402 88TH ST, LUBBOCK, TX 79424-4202
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 6, 2020Warranty Deed, Transfer
TOM KEISLING
Oct 28, 2019Loan Modification, Mortgage
FIRSTCAPITAL BK/TX NA
May 29, 2018Deed of Trust, Mortgage
FIRSTCAPITAL BK/TX NA
Oct 31, 2017Deed of Trust, Mortgage
FIRSTCAPITAL BK/TX NA
Oct 18, 2017Deed of Trust, Mortgage
FIRSTCAPITAL BK/TX NA
Jun 29, 2017Deed of Trust, Mortgage
FIRSTCAPITAL BK/TX NA
May 9, 2017Deed of Trust, Mortgage
FIRSTCAPITAL BK/TX NA
Apr 18, 2017Deed of Trust, Mortgage
FIRSTCAPITAL BK/TX NA
Mar 10, 2017Deed of Trust, Mortgage
FIRSTCAPITAL BK/TX NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 6, 2020 · Amount on Record
Deed SaleMay 6, 2020 · Amount on Record
Prior SaleOct 6, 2014 · Amount on Record
Deed Document Number202017540
Prior Transfer DateMay 1, 2020
Prior Transfer Doc0000017540
Record UpdatedSep 20, 2026

May 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLUBBOCK TX
Recording DateMay 6, 2020
Property Address3104 28TH ST, LUBBOCK, TX 79410-3015
Document Number0000017540
Instrument DateMay 1, 2020
Instrument17540
Transaction TypeTransfer
Record UpdatedJul 21, 2020
Title CompanySERVICE TITLE COMPANY, SERVICE TITLE CO

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4402 88TH ST LUBBOCK TX 794244202, LUBBOCK, TX 79424-4202

Mortgage

Document Number17541
DateMay 6, 2020
Instrument17541
Lender
NameTOM KEISLING
AddressPO BOX 65644, LUBBOCK, TX 79464-5644
Agreement
AmountAmount Recorded
Term84 Months
DueMay 5, 2027

October 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionLUBBOCK TX
Property Address3104 28TH ST, LUBBOCK, TX 79410-3015
Document Number0000042630
Instrument DateOct 28, 2019
Transaction TypeMortgage
Record UpdatedNov 13, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3014 81ST ST LUBBOCK TX 794232003, LUBBOCK, TX 79423-2003

Mortgage

Document Number0000042630
DateOct 31, 2019
Instrument42630
Lender
NameFIRSTCAPITAL BK/TX NA
TypeBank
AddressLUBBOCK, TX 79413
Agreement
AmountAmount Recorded
Term120 Months
DueOct 30, 2029

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLUBBOCK TX
Property Address3104 28TH ST, LUBBOCK, TX 79410-3015
Document Number0000020806
Instrument DateMay 29, 2018
Transaction TypeMortgage
Record UpdatedJun 25, 2018
Title CompanySERVICE TITLE COMPANY

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3014 81ST ST LUBBOCK TX 794232003, LUBBOCK, TX 79423-2003

Mortgage

Document Number0000020806
DateJun 5, 2018
Instrument20806
Lender
NameFIRSTCAPITAL BK/TX NA
TypeBank
AddressLUBBOCK, TX 79413
Agreement
AmountAmount Recorded
Term180 Months
DueJun 4, 2033

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLUBBOCK TX
Property Address3104 28TH ST, LUBBOCK, TX 79410-3015
Document Number0000039714
Instrument DateOct 31, 2017
Transaction TypeMortgage
Record UpdatedNov 15, 2017
Title CompanySERVICE TITLE COMPANY, SERVICE TITLE CO

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3014 81ST ST LUBBOCK TX 794232003, LUBBOCK, TX 79423-2003

Mortgage

Document Number0000039714
DateNov 3, 2017
Instrument39714
Lender
NameFIRSTCAPITAL BK/TX NA
TypeBank
AddressLUBBOCK, TX 79413
Agreement
AmountAmount Recorded
Term60 Months
DueNov 2, 2022

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLUBBOCK TX
Property Address3104 28TH ST, LUBBOCK, TX 79410-3015
Document Number0000038438
Instrument DateOct 18, 2017
Transaction TypeMortgage
Record UpdatedNov 20, 2018
Title CompanySERVICE TITLE COMPANY, SERVICE TITLE CO

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3014 81ST ST LUBBOCK TX 794232003, LUBBOCK, TX 79423-2003

Mortgage

Document Number0000038438
DateOct 25, 2017
Instrument38438
Lender
NameFIRSTCAPITAL BK/TX NA
TypeBank
AddressLUBBOCK, TX 79413
Agreement
AmountAmount Recorded
Term60 Months
DueOct 24, 2022

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLUBBOCK TX
Property Address3104 28TH ST, LUBBOCK, TX 79410-3015
Document Number0000023788
Instrument DateJun 29, 2017
Transaction TypeMortgage
Record UpdatedJul 17, 2017
Title CompanySERVICE TITLE COMPANY, SERVICE TITLE CO

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3014 81ST ST LUBBOCK TX 794232003, LUBBOCK, TX 79423-2003

Mortgage

Document Number0000023788
DateJun 30, 2017
Instrument23788
Lender
NameFIRSTCAPITAL BK/TX NA
TypeBank
AddressLUBBOCK, TX 79413
Agreement
AmountAmount Recorded
Term60 Months
DueJun 29, 2022

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLUBBOCK TX
Property Address3104 28TH ST, LUBBOCK, TX 79410-3015
Document Number0000016275
Instrument DateMay 9, 2017
Transaction TypeMortgage
Record UpdatedNov 16, 2018
Title CompanySERVICE TITLE COMPANY, SERVICE TITLE CO

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3014 81ST ST LUBBOCK TX 794232003, LUBBOCK, TX 79423-2003

Mortgage

Document Number0000016275
DateMay 10, 2017
Instrument16275
Lender
NameFIRSTCAPITAL BK/TX NA
TypeBank
AddressLUBBOCK, TX 79413
Agreement
AmountAmount Recorded
Term60 Months
DueMay 9, 2022

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLUBBOCK TX
Property Address3104 28TH ST, LUBBOCK, TX 79410-3015
Document Number0000014002
Instrument DateApr 18, 2017
Transaction TypeMortgage
Record UpdatedMay 15, 2017
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3014 81ST ST LUBBOCK TX 794232003, LUBBOCK, TX 79423-2003

Mortgage

Document Number0000014002
DateApr 24, 2017
Instrument14002
Lender
NameFIRSTCAPITAL BK/TX NA
TypeBank
AddressLUBBOCK, TX 79413
Agreement
AmountAmount Recorded
Term60 Months
DueApr 23, 2022

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLUBBOCK TX
Property Address3104 28TH ST, LUBBOCK, TX 79410-3015
Document Number0000009082
Instrument DateMar 10, 2017
Transaction TypeMortgage
Record UpdatedMar 29, 2017
Title CompanySERVICE TITLE COMPANY, SERVICE TITLE CO

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3014 81ST ST LUBBOCK TX 794232003, LUBBOCK, TX 79423-2003

Mortgage

Document Number0000009082
DateMar 14, 2017
Instrument9082
Lender
NameFIRSTCAPITAL BK/TX NA
TypeBank
AddressLUBBOCK, TX 79413
Agreement
AmountAmount Recorded
Term60 Months
DueMar 13, 2022

Tax Assessment & Valuation

Source: Lubbock County assessment roll, as of October 1, 2025

Property Jurisdictions

TypeName
StateTexas
CountyLubbock County
MunicipalityLubbock City
Unified School DistrictLubbock Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,772.00 (-1.87%)$213,189 (+13.17%) Land $35,150 Building $178,039$213,189 (+13.17%) Land $35,150 Building $178,039
2024$3,844.00 (+9.8%)
2023$3,501.00 (+7.26%)$188,378 Land $16,200 Building $172,178$188,378 Land $16,200 Building $172,178
2022$3,264.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 98.3% of Texas
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLUBBOCK PUBLIC WATER SYSTEM
serves 266,450 people · EPA ID TX1520002
Water SourceSurface water
Last State InspectionAug 2023
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 635 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Optimum
Cable · Fiber in parts of the area
940 / 35
Rise Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
Telespan
Fixed Wireless
100 / 40
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on 28th St

Nearby Streets

Search Property Records by Address or Parcel Number