Lubbock County property record for 3107 28th St, Lubbock, TX 79410
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,396 sqft · built 1950 |
| Lot Size | 0.172 acres (7,500 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,826 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage Apr 2018 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | R107468 |
| Primary APN | R107468 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,396 sqft Living Area |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,500 sqft (0.172 acres) |
| Lot Dimensions | 125 ft deep x 60 ft wide |
| Garage Area | 300 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 3107 28TH ST |
|---|---|
| City | LUBBOCK |
| State | TX |
| Zip | 79410-3014 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 0038 |
| Legal Description | PHILLIPS BLK 4 L 4 |
| Legal Subdivision | PHILLIPS |
| Legal Block | 4 |
| Legal Lot Number | 4 |
| Jurisdiction | LUBBOCK TX |
| Township / Civil Division | LUBBOCK |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 1502 |
3107 28th St is owned by an individual who acquired it in May 2013.
Source: Lubbock County records, as of February 19, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4811 116TH ST, LUBBOCK, TX 79424-7499 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 25, 2021 | Deed of Trust, Mortgage · Conventional Mortgage TEXAS TECH FCU |
| Apr 26, 2018 | Loan Modification, Mortgage FIRST UNITED BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 15, 2013 |
| Deed Sale | May 15, 2013 |
| Prior Sale | May 15, 2013 |
| Deed Document Number | 2013019637 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUBBOCK TX |
| Property Address | 3107 28TH ST, LUBBOCK, TX 79410-3014 |
| Transaction Type | Mortgage |
| Record Updated | May 27, 2022 |
| Title Company | SERVICE TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000003825 |
|---|---|
| Date | Jan 25, 2021 |
| Instrument | 2021003825 |
| Name | TEXAS TECH FCU |
|---|---|
| Type | Credit Union |
| Address | LUBBOCK, TX 79409 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | LUBBOCK TX |
| Property Address | 3107 28TH ST, LUBBOCK, TX 79410-3014 |
| Document Number | 0000015422 |
| Instrument Date | Apr 26, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2018 |
| Name | Verified Name |
|---|---|
| Address | 5609 83RD ST LUBBOCK TX 794244617, LUBBOCK, TX 79424-4617 |
| Document Number | 0000015422 |
|---|---|
| Date | May 1, 2018 |
| Instrument | 15422 |
| Name | FIRST UNITED BK |
|---|---|
| Type | Bank |
| Address | LUBBOCK, TX 79416 |
| Amount | Amount on Record |
|---|---|
| Term | 36 Months |
| Due | Apr 30, 2021 |
Source: Lubbock County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Lubbock County |
| Municipality | Lubbock City |
| Unified School District | Lubbock Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,826.00 (-1.9%) | $216,275 (+13.02%) Land $35,150 Building $181,125 | $216,275 (+13.02%) Land $35,150 Building $181,125 |
| 2024 | $3,900.00 (+9.64%) | ||
| 2023 | $3,557.00 (+7.3%) | $191,357 Land $16,200 Building $175,157 | $191,357 Land $16,200 Building $175,157 |
| 2022 | $3,315.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3107 28th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3107 28th St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.3% of Texas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 635 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
| Rise Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Telespan Fixed Wireless | 100 / 40 |
| T-Mobile Fixed Wireless | 100 / 20 |
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