3108 W 85th St, Bloomington (Minneapolis), MN 55431 Property Records

Hennepin County property record for 3108 W 85th St, Bloomington, MN 55431

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,084 sqft · built 1964
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on File
Last Sale	$226,000 (May 2018)
Tax Bill	$3,787 (2025)
Deeds & Mortgages	Aug 2021 Mortgage May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-027-24-34-0055`

Property Details

APN / Parcel Number

Primary APN	`05-027-24-34-0055`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,084 sqft Living Area
Gross Area	2,060 sqft
1st Floor Area	1,084 sqft
Basement Area	976 sqft
Family Room	Family Room
Flooring	Wood

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1981
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	11,326 sqft (0.26 acres)
Lot Dimensions	117 ft deep x 48 ft wide
Garage Type	Basement
Deck Area	192 sqft
Patio Area	480 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	3108 W 85TH ST
City	MINNEAPOLIS
State	MN
Zip	55431-1516
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 027 BLOCK 005 A SHEPHERD HILLS 1ST ADDN W 48X117X142X139
Legal Range	24
Legal Township	027
Legal Section	05
Legal Quarter	34
Legal Subdivision	SHEPHERD HILLS 1ST ADDN
Legal Block	5
Legal Lot Number	27
Jurisdiction	HENNEPIN MN
Township / Civil Division	BLOOMINGTON
Census Block Group	2
Census Block	2000
Census Tract	25603

Owner

3108 W 85th St is owned and occupied by two individuals who bought it in May 2018.

Source: Hennepin County records, as of June 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3108 W 85TH ST, MINNEAPOLIS, MN 55431-1516
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage BELL BANK
May 24, 2018	Warranty Deed, Transfer · FHA Mortgage BELL BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 24, 2018 · Amount on File
Deed Sale	May 24, 2018 · Amount on File
Deed Document Number	20185533136
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	3108 W 85TH ST, BLOOMINGTON, MN 55431-1516
Transaction Type	Mortgage
Record Updated	Sep 8, 2021
Title Company	TRADEMARK TITLE SERVICES INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0T05866917
Date	Aug 16, 2021
Instrument	T05866917

Lender

Name	BELL BANK
Type	Bank
Address	FARGO, ND 58103

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	May 24, 2018
Property Address	3108 W 85TH ST, BLOOMINGTON, MN 55431-1516
Document Number	0005533136
Instrument Date	May 18, 2018
Instrument	5533136
Transaction Type	Transfer
Record Updated	Jun 13, 2018
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$768.40
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3108 W 85TH ST BLOOMINGTON MN 554311516, BLOOMINGTON, MN 55431-1516

Mortgage

Document Number	5533137
Date	May 24, 2018
Instrument	5533137

Lender

Name	BELL BK
Address	FARGO, ND 58103

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 23, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 3108 W 85th St was $3,787 with a homeowner's exemption.

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Bloomington City
Unified School District	Bloomington Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,787.00	$291,900 Land $145,400 Building $146,500	$291,900 Land $145,400 Building $146,500
2023	$3,210.00 Homeowner's exemption
2022		$282,700 Land $138,200 Building $144,500	$282,700 Land $138,200 Building $144,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3108 W 85th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3108 W 85th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Bloomington serves 91,300 people · EPA ID MN1270001
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Intrepid Fiber Networks Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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