2811 W 85th St, Bloomington (Minneapolis), MN 55431 Property Records

Hennepin County property record for 2811 W 85th St, Bloomington, MN 55431

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,314 sqft · built 1955
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on Record
Last Sale	$390,000 (Jul 2019)
Tax Bill	$6,478 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Jul 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-027-24-43-0039`

Property Details

APN / Parcel Number

Primary APN	`05-027-24-43-0039`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,314 sqft Living Area
Gross Area	2,155 sqft
1st Floor Area	1,314 sqft
Basement Area	841 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 2005
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	11,326 sqft (0.26 acres)
Lot Dimensions	119 ft deep x 95 ft wide
Garage Type	Attached
Garage Area	484 sqft
Porch	Open Porch
Porch Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	2811 W 85TH ST
City	MINNEAPOLIS
State	MN
Zip	55431-1666
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 002 BLOCK 004 A PENN LAKE HIGHLANDS 3RD ADDN 95 X 119.43
Legal Range	24
Legal Township	027
Legal Section	05
Legal Quarter	43
Legal Subdivision	PENN LAKE HIGHLANDS 3RD ADDN
Legal Block	4
Legal Lot Number	2
Jurisdiction	HENNEPIN MN
Township / Civil Division	BLOOMINGTON
Census Block Group	1
Census Block	1001
Census Tract	25603

Owner

Source: Hennepin County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2811 W 85TH ST, MINNEAPOLIS, MN 55431-1666
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2020	Deed of Trust, Mortgage UNITED WHOLESALE MTG
Jul 18, 2019	Warranty Deed, Transfer · Conventional with PMI GUARANTEED RATE
Jan 4, 2019	Warranty Deed, Transfer LAND TITLE CORPORATION, LAND TITLE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 18, 2019 · Amount on Record
Deed Sale	Jul 18, 2019 · Amount on Record
Prior Sale	Jan 4, 2019 · Amount on Record
Deed Document Number	201910683556
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	2811 W 85TH ST, BLOOMINGTON, MN 55431-1666
Document Number	0010826195
Instrument Date	Jul 27, 2020
Transaction Type	Mortgage
Record Updated	Sep 15, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2811 W 85TH ST BLOOMINGTON MN 554311666, BLOOMINGTON, MN 55431-1666

Mortgage

Document Number	0010826195
Date	Aug 18, 2020
Instrument	10826195

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 17, 2050

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Jul 18, 2019
Property Address	2811 W 85TH ST, BLOOMINGTON, MN 55431-1666
Document Number	0010683556
Instrument Date	Jul 15, 2019
Instrument	10683556
Transaction Type	Transfer
Record Updated	Aug 14, 2019
Title Company	GIBRALTAR TITLE COMPANY, GIBRALTAR TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,326.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2811 W 85TH ST BLOOMINGTON MN 554311666, BLOOMINGTON, MN 55431-1666

Mortgage

Document Number	10683557
Date	Jul 18, 2019
Instrument	10683557

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 17, 2049

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Jan 4, 2019
Property Address	2811 W 85TH ST, BLOOMINGTON, MN 55431-1666
Document Number	0010625740
Instrument Date	Dec 27, 2018
Instrument	10625740
Transaction Type	Transfer
Record Updated	Jan 17, 2019
Title Company	LAND TITLE CORPORATION, LAND TITLE INC

Transaction

Amount	Amount Recorded
Tax	$646.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6024 HALIFAX AVE S EDINA MN 554241943, EDINA, MN 55424-1943

Tax Assessment & Valuation

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Bloomington City
Unified School District	Bloomington Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,478.00 (+21.95%)	$469,200 (+3.97%) Land $162,500 Building $306,700	$469,200 (+3.97%) Land $162,500 Building $306,700
2023	$5,312.00
2022		$451,300 Land $143,300 Building $308,000	$451,300 Land $143,300 Building $308,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Bloomington serves 91,300 people · EPA ID MN1270001
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Intrepid Fiber Networks Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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