3124 W 85th St, Bloomington (Minneapolis), MN 55431 Property Records

Hennepin County property record for 3124 W 85th St, Bloomington, MN 55431

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,560 sqft · built 1964
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on File
Last Sale	$336,000 (Nov 2018)
Tax Bill	$5,805 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Feb 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05-027-24-34-0057`

Property Details

APN / Parcel Number

Primary APN	`05-027-24-34-0057`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,560 sqft Living Area
Gross Area	2,558 sqft
1st Floor Area	1,560 sqft
Basement Area	998 sqft
Family Room	Family Room
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 2005
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	21,780 sqft (0.5 acres)
Lot Dimensions	186 ft deep x 48 ft wide
Garage Type	Attached
Garage Area	528 sqft
Deck Area	270 sqft
Patio Area	270 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	3124 W 85TH ST
City	MINNEAPOLIS
State	MN
Zip	55431-1516
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 029 BLOCK 005 A SHEPHERD HILLS 1ST ADDN S 48X186X181X213
Legal Range	24
Legal Township	027
Legal Section	05
Legal Quarter	34
Legal Subdivision	SHEPHERD HILLS 1ST ADDN
Legal Block	5
Legal Lot Number	29
Jurisdiction	HENNEPIN MN
Township / Civil Division	BLOOMINGTON
Census Block Group	2
Census Block	2000
Census Tract	25603

Owner

3124 W 85th St is owned and occupied by two individuals who bought it in November 2018.

Source: Hennepin County records, as of June 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3124 W 85TH ST, MINNEAPOLIS, MN 55431-1516
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2022	Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC
Feb 21, 2020	Deed of Trust, Mortgage UNITED WHOLESALE MTG
Nov 20, 2018	Warranty Deed, Transfer · Conventional with PMI KELLER MTG
May 3, 2018	Warranty Deed, Transfer CBA FAMILY TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 20, 2018 · Amount on File
Deed Sale	Nov 20, 2018 · Amount on File
Prior Sale	May 3, 2018 · Amount on File
Deed Document Number	20185577344
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	3124 W 85TH ST, BLOOMINGTON, MN 55431-1516
Transaction Type	Mortgage
Record Updated	Sep 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3124 W 85TH ST, MINNEAPOLIS, MN 55431-1516

Mortgage

Document Number	00T5974060
Date	Sep 21, 2022
Instrument	T5974060

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	FLINT, MI 48501

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 14, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	3124 W 85TH ST, BLOOMINGTON, MN 55431-1516
Document Number	0005689210
Instrument Date	Feb 21, 2020
Transaction Type	Mortgage
Record Updated	Mar 17, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	3124 W 85TH ST MINNEAPOLIS MN 554311516, MINNEAPOLIS, MN 55431-1516

Mortgage

Document Number	0005689210
Date	Feb 27, 2020
Instrument	5689210

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 26, 2050

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Nov 20, 2018
Property Address	3124 W 85TH ST, BLOOMINGTON, MN 55431-1516
Document Number	0005577344
Instrument Date	Nov 13, 2018
Instrument	5577344
Transaction Type	Transfer
Record Updated	Dec 11, 2018
Title Company	GLOBAL CLOSING

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,142.40
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3124 W 85TH ST BLOOMINGTON MN 554311516, BLOOMINGTON, MN 55431-1516

Mortgage

Document Number	5577345
Date	Nov 20, 2018
Instrument	5577345

Lender

Name	KELLER MTG
Type	Mortgage Company
Address	DUBLIN, OH 43016

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 19, 2048

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	May 3, 2018
Property Address	3124 W 85TH ST, BLOOMINGTON, MN 55431-1516
Document Number	0005528162
Instrument Date	Apr 27, 2018
Instrument	5528162
Transaction Type	Transfer
Record Updated	May 15, 2018
Title Company	TITLE GROUP

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$749.70
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5500 WAYZATA BLVD #1200 GOLDEN VALLEY MN 554161292, 1200, GOLDEN VALLEY, MN 55416-1292

Mortgage

Document Number	5528163
Date	May 3, 2018
Instrument	5528163

Lender

Name	CBA FAMILY TRUST
Address	8813 HEATHERTON RIDGE DR, SAVAGE, MN 55378-2185

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 3124 W 85th St was $5,805 with a homeowner's exemption.

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Bloomington City
Unified School District	Bloomington Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,805.00	$427,500 Land $131,000 Building $296,500	$427,500 Land $131,000 Building $296,500
2023	$5,071.00
2022		$430,900 Land $133,800 Building $297,100	$430,900 Land $133,800 Building $297,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3124 W 85th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3124 W 85th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Bloomington serves 91,300 people · EPA ID MN1270001
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Intrepid Fiber Networks Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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