3108 Golf Tree, Schertz (Cibolo), TX 78108 Property Records

Guadalupe County property record for 3108 Golf Tree, Schertz, TX 78108

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,377 sqft · built 2018
Lot Size0.163 acres (7,079 sqft)
Owner2 Individual Names on Record
Last Sale$218,800 (Mar 2019)
Tax Bill$4,385 (2025)
Deeds & MortgagesOct 2020 Mortgage
Oct 2019 Transfer
+ 4 more
Flood ZoneZone X (minimal risk)
APN1G0962400802700000

Property Details

APN / Parcel Number

Primary APN1G0962400802700000
Alternative APNs
  • 000000154358
  • 000000230685
  • 154358

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,377 sqft Living Area
Gross Area2,956 sqft
1st Floor Area1,114 sqft
2nd Floor Area1,263 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialBrick Veneer
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area7,079 sqft (0.163 acres)
Lot Dimensions108 ft deep x 73 ft wide
Garage TypeAttached
Garage Area443 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchCovered Porch
Porch Area136 sqft
Deck Area120 sqft
Patio Area80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address3108 GOLF TREE
CitySCHERTZ
StateTX
Zip78154
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFAIRWAY RIDGE UNIT #4 BLOCK 8 LOT 27 0.1625 AC
Legal SubdivisionFAIRWAY RIDGE UNIT #4
Legal Tract27
Legal Block8
Legal Lot Number27
JurisdictionGUADALUPE TX
Township / Civil DivisionSCHERTZ-CIBOLO
Census Block Group1
Census Block1005
Census Tract210613

Owner

Source: Guadalupe County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3108 GOLF TREE, SCHERTZ, TX 78154
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 13, 2020Deed of Trust, Mortgage
PROVIDENT FNDG
Oct 31, 2019Correction Deed, Transfer
FIRST AMERICAN TITLE
Oct 24, 2019Deed of Trust, Mortgage
PROVIDENT FNDG
Mar 15, 2019Grant Deed, Subdivision Related Transfer
LEGACY MUTUAL MTG
Jan 25, 2019Loan Modification, Mortgage
FIRST AMERICAN TITLE
Feb 4, 2019Grant Deed, Transfer
FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 15, 2019 · Amount on Record
Deed SaleMar 15, 2019 · Amount on Record
Deed Document Number201999005502
Prior Transfer DateMar 14, 2019
Prior Transfer Doc0099005502
Record UpdatedSep 20, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGUADALUPE TX
Property Address3108 GOLF TREE, SCHERTZ, TX 78108-2419
Document Number0000035327
Instrument DateOct 13, 2020
Transaction TypeMortgage
Record UpdatedDec 21, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address3108 GOLF TREE SCHERTZ TX 781082419, SCHERTZ, TX 78108-2419

Mortgage

Document Number0000035327
DateDec 7, 2020
Instrument35327
Lender
NamePROVIDENT FNDG
TypeFunding / Finance Company
AddressBURLINGAME, CA 94010
Agreement
AmountAmount Recorded
Term360 Months
DueDec 6, 2050

October 2019: Correction Deed, Transfer

Document TypeCorrection Deed
JurisdictionGUADALUPE TX
Recording DateOct 31, 2019
Property Address3108 GOLF TREE, SCHERTZ, TX 78108-2419
Document Number0000024983
Instrument DateOct 30, 2019
Instrument24983
Transaction TypeTransfer
Record UpdatedNov 14, 2019
Title CompanyFIRST AMERICAN TITLE

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address7910 GATEWAY E #102 EL PASO TX 79915, 102, EL PASO, TX 79915

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGUADALUPE TX
Property Address3108 GOLF TREE, SCHERTZ, TX 78108-2419
Document Number0000025476
Instrument DateOct 24, 2019
Transaction TypeMortgage
Record UpdatedNov 22, 2019
Title CompanyMORTGAGE CONNECT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address3108 GOLF TREE SCHERTZ TX 781082419, SCHERTZ, TX 78108-2419

Mortgage

Document Number0000025476
DateNov 5, 2019
Instrument25476
Lender
NamePROVIDENT FNDG
TypeFunding / Finance Company
AddressBURLINGAME, CA 94010
Agreement
AmountAmount Recorded
Term360 Months
DueNov 4, 2049

March 2019: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionGUADALUPE TX
Recording DateMar 15, 2019
Property Address3108 GOLF TREE, SCHERTZ, TX 78108-2419
Document Number0000005502
Instrument DateMar 14, 2019
Instrument5502
Transaction TypeSubdivision Related Transfer
Record UpdatedNov 6, 2019
Title CompanyFIRST AMERICAN TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address3108 GOLF TREE SCHERTZ TX 781082419, SCHERTZ, TX 78108-2419

Mortgage

Document Number5503
DateMar 15, 2019
Instrument5503
Lender
NameLEGACY MUTUAL MTG
TypeMortgage Company
AddressSAN ANTONIO, TX 78231
Agreement
AmountAmount Recorded
Term360 Months
DueMar 14, 2049

January 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionGUADALUPE TX
Property Address3108 GOLF TREE, SCHERTZ, TX 78108-2419
Document Number0000002468
Instrument DateJan 25, 2019
Transaction TypeMortgage
Record UpdatedFeb 18, 2019
Title CompanyFIRST AMERICAN TITLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address7910 GATEWAY E #102 EL PASO TX 79915, 102, EL PASO, TX 79915

February 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionGUADALUPE TX
Recording DateFeb 4, 2019
Property Address3108 GOLF TREE, SCHERTZ, TX 78108-2419
Document Number0000002463
Instrument DateJan 25, 2019
Instrument2463
Transaction TypeTransfer
Record UpdatedNov 6, 2019
Title CompanyFIRST AMERICAN TITLE

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address7910 GATEWAY E #102 EL PASO TX 79915, 102, EL PASO, TX 79915

Tax Assessment & Valuation

Source: Guadalupe County assessment roll, as of August 12, 2026

Property Jurisdictions

TypeName
StateTexas
CountyGuadalupe County
MunicipalitySchertz City
Unified School DistrictSchertz-Cibolo-Universal City Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$338,800 (+1%) Land $53,336 Building $286,047$339,383 (+10.19%) Land $53,336 Building $286,047
2025$4,385.00 (-12.74%) Homeowner's exemption$308,000 (-8.64%) Land $42,230 Building $265,770$308,000 (-8.64%) Land $42,230 Building $265,770
2024$5,025.00 (-4.12%)
2023$5,241.00 (-11.26%) Homeowner's exemption$337,141 (+5.2%) Land $54,374 Building $282,767$337,141 (+5.2%) Land $54,374 Building $282,767
2022$5,906.00 Homeowner's exemption$320,491 Land $44,013 Building $276,478$320,491 Land $44,013 Building $276,478

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2004)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 2004 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 91% of Texas
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SCHERTZ
serves 41,948 people · EPA ID TX0940003
Water SourceGroundwater
Last State InspectionJun 2023
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 561 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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