3105 Golf Tree, Schertz (Cibolo), TX 78108 Property Records

Guadalupe County property record for 3105 Golf Tree, Schertz, TX 78108

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,348 sqft · built 2018
Lot Size0.25 acres (10,886 sqft)
OwnerIndividual Name on Record
Last Sale$327,900 (Jan 2021)
Tax Bill$5,544 (2023)
Deeds & MortgagesJan 2021 Mortgage
Jan 2021 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN1G0962400802400000

Property Details

APN / Parcel Number

Primary APN1G0962400802400000
Alternative APNs
  • 000000154355
  • 000000252474
  • 154355

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,348 sqft Living Area
Gross Area2,981 sqft
1st Floor Area2,348 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialBrick Veneer
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area10,886 sqft (0.25 acres)
Lot Dimensions111 ft deep x 87 ft wide
Garage TypeAttached
Garage Area449 sqft
Parking Spaces2 Parking Spaces
PorchCovered Porch
Porch Area88 sqft
Patio Area96 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address3105 GOLF TREE
CitySCHERTZ
StateTX
Zip78108-2419
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFAIRWAY RIDGE UNIT #4 BLOCK 8 LOT 24 0.2499 AC
Legal SubdivisionFAIRWAY RIDGE UNIT #4
Legal Tract24
Legal Block8
Legal Lot Number24
JurisdictionGUADALUPE TX
Township / Civil DivisionSCHERTZ-CIBOLO
Census Block Group1
Census Block1005
Census Tract210613

Owner

Source: Guadalupe County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3105 GOLF TREE, SCHERTZ, TX 78108-2419
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 15, 2021Warranty Deed, Transfer · VA Mortgage
CALIBER HM LOANS
Jan 15, 2021Warranty Deed, Transfer
FIRST AMERICAN TITLE
Oct 26, 2019Deed of Trust, Mortgage · VA Mortgage
GATEWAY MTG GRP
Jul 30, 2018Grant Deed, Subdivision Related Transfer · VA Mortgage
LEGACY MUTUAL MTG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 15, 2021 · Amount on Record
Deed SaleJan 15, 2021 · Amount on Record
Prior SaleJan 15, 2021 · Amount on Record
Deed Document Number202199002023
Prior Transfer DateJan 12, 2020
Prior Transfer Doc0099002017
Record UpdatedSep 20, 2026

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGUADALUPE TX
Recording DateJan 15, 2021
Property Address3105 GOLF TREE, SCHERTZ, TX 78108-2419
Document Number0000002017
Instrument DateJan 12, 2021
Instrument2017
Transaction TypeTransfer
Record UpdatedJan 29, 2021
Title CompanyFIRST AMERICAN TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3105 GOLF TREE SCHERTZ TX 781082419, SCHERTZ, TX 78108-2419

Mortgage

Document Number2018
DateJan 15, 2021
Instrument2018
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressCOPPELL, TX 75019
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 14, 2051

Mortgage

Document Number2024,
DateJan 15, 2021
Instrument2024
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressCOPPELL, TX 75019
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 14, 2051

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGUADALUPE TX
Recording DateJan 15, 2021
Property Address3105 GOLF TREE, SCHERTZ, TX 78108-2419
Document Number0000002023
Instrument DateJan 12, 2021
Instrument2023
Transaction TypeTransfer
Record UpdatedJan 28, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3105 GOLF TREE SCHERTZ TX 781082419, SCHERTZ, TX 78108-2419

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGUADALUPE TX
Property Address3105 GOLF TREE, SCHERTZ, TX 78108-2419
Document Number0000029549
Instrument DateOct 26, 2019
Transaction TypeMortgage
Record UpdatedJan 10, 2020
Title CompanyTRANSTAR NATIONAL TITLE, TRANSTAR NAT'L TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3105 GOLF TREE SCHERTZ TX 781082419, SCHERTZ, TX 78108-2419

Mortgage

Document Number0000029549
DateDec 23, 2019
Instrument29549
Lender
NameGATEWAY MTG GRP
AddressJENKS, OK 74037
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 22, 2049

July 2018: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionGUADALUPE TX
Recording DateJul 30, 2018
Property Address3105 GOLF TREE, SCHERTZ, TX 78108-2419
Document Number0000016973
Instrument DateJul 27, 2018
Instrument16973
Transaction TypeSubdivision Related Transfer
Record UpdatedNov 6, 2019
Title CompanyFIRST AMERICAN TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3105 GOLF TREE SCHERTZ TX 781082419, SCHERTZ, TX 78108-2419

Mortgage

Document Number16974
DateJul 30, 2018
Instrument16974
Lender
NameLEGACY MUTUAL MTG
TypeMortgage Company
AddressSAN ANTONIO, TX 78231
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 29, 2048

Tax Assessment & Valuation

Source: Guadalupe County assessment roll, as of August 12, 2026

Property Jurisdictions

TypeName
StateTexas
CountyGuadalupe County
MunicipalitySchertz City
Unified School DistrictSchertz-Cibolo-Universal City Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$387,808 (+4.87%) Land $65,817 Building $321,991$387,808 (+4.87%) Land $65,817 Building $321,991
2025$369,805 (-7.9%) Land $56,189 Building $313,616$369,805 (-7.9%) Land $56,189 Building $313,616
2023$5,544.00 (-35.61%)$401,544 Land $69,330 Building $332,214$401,544 Land $69,330 Building $332,214
2022$8,610.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2004)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 2004 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 91% of Texas
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SCHERTZ
serves 41,948 people · EPA ID TX0940003
Water SourceGroundwater
Last State InspectionJun 2023
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 561 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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