3104 Golf Tree, Schertz (Cibolo), TX 78108 Property Records

Guadalupe County property record for 3104 Golf Tree, Schertz, TX 78108

Property Summary

Property TypeSingle Family Home
Details6 bd · 2.5 ba · 3,979 sqft · built 2016
Lot Size0.264 acres (11,482 sqft)
Owner2 Individual Names on File
Last Sale$425,800 (May 2021)
Tax Bill$2,066 (2023)
Deeds & MortgagesMay 2021 Mortgage
Mar 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN1G0962400802600000

Property Details

APN / Parcel Number

Primary APN1G0962400802600000
Alternative APNs
  • 000000154357
  • 000000257617
  • 154357

Interior

Bedrooms6 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,979 sqft Living Area
Gross Area4,804 sqft
1st Floor Area2,101 sqft
2nd Floor Area1,878 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Exterior MaterialConcrete
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area11,482 sqft (0.264 acres)
Lot Dimensions109 ft deep x 107 ft wide
Garage TypeAttached
Garage Area550 sqft
Parking Spaces2 Parking Spaces
PorchCovered Porch
Porch Area35 sqft
Patio Area240 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address3104 GOLF TREE
CitySCHERTZ
StateTX
Zip78108-2419
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFAIRWAY RIDGE UNIT #4 BLOCK 8 LOT 26 0.2636 AC
Legal SubdivisionFAIRWAY RIDGE UNIT #4
Legal Tract26
Legal Block8
Legal Lot Number26
JurisdictionGUADALUPE TX
Township / Civil DivisionSCHERTZ-CIBOLO
Census Block Group1
Census Block1005
Census Tract210613

Owner

3104 Golf Tree is owned and occupied by two individuals who bought it in May 2021.

Source: Guadalupe County records, as of August 12, 2026

Owner of Record2 Individual Names on File
Mailing Address3104 GOLF TREE, SCHERTZ, TX 78108-2419
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 21, 2021Administrator's Deed, Transfer · VA Mortgage
AMERICAN PACIFIC MORTGAGE CORP
Mar 25, 2021Deed of Trust, Mortgage · VA Mortgage
NATIONSTAR MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 21, 2021 · Amount on File
Deed SaleMay 21, 2021 · Amount on File
Prior SaleMay 21, 2021 · Amount on File
Deed Document Number202199017602
Prior Transfer DateAug 2, 2016
Prior Transfer Doc0000016699
Record UpdatedSep 20, 2026

May 2021: Administrator's Deed, Transfer

Document TypeAdministrator's Deed
JurisdictionGUADALUPE TX
Recording DateMay 21, 2021
Property Address3104 GOLF TREE, SCHERTZ, TX 78108-2419
Document Number0099017602
Instrument DateMay 20, 2021
Instrument202199017602
Transaction TypeTransfer
Record UpdatedJun 10, 2021
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3104 GOLF TREE, SCHERTZ, TX 78108-2419

Mortgage

Document Number0099017603
DateMay 21, 2021
Instrument202199017603
Lender
NameAMERICAN PACIFIC MORTGAGE CORP
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2051

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGUADALUPE TX
Property Address3104 GOLF TREE, SCHERTZ, TX 78108-2419
Transaction TypeMortgage
Record UpdatedApr 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0099009929
DateMar 25, 2021
Instrument202199009929
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2051

Tax Assessment & Valuation

Source: Guadalupe County assessment roll, as of August 12, 2026

Property Jurisdictions

TypeName
StateTexas
CountyGuadalupe County
MunicipalitySchertz City
Unified School DistrictSchertz-Cibolo-Universal City Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$494,292 (+1%) Land $68,330 Building $461,884$530,214 (+17.99%) Land $68,330 Building $461,884
2025$449,356 Land $58,743 Building $390,613$449,356 Land $58,743 Building $390,613
2023$2,066.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$508,013 Land $72,077 Building $435,936$508,013 Land $72,077 Building $435,936

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3104 Golf Tree in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2004)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 2004 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3104 Golf Tree is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 91% of Texas
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SCHERTZ
serves 41,948 people · EPA ID TX0940003
Water SourceGroundwater
Last State InspectionJun 2023
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 561 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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