3108 E Lloyd St, Pensacola, FL 32503 Property Records

Escambia County property record for 3108 E Lloyd St, Pensacola, FL 32503

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,489 sqft · built 1945
Lot Size0.343 acres (14,963 sqft)
OwnerOwner Name on File
Last Sale$56,000 (Aug 1997)
Tax Bill$4,039 (2024)
Flood ZoneZone X (minimal risk)
APN05-2S-29-5905-013-056

Property Details

APN / Parcel Number

Primary APN05-2S-29-5905-013-056
Alternative APNs
  • 013374000
  • 13374000

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,489 sqft Adjusted Area
1st Floor Area1,504 sqft
FlooringTile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1945
Effective Year BuiltEffective 1952
Exterior MaterialAsbestos
Construction TypeWood
Foundation TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area14,963 sqft (0.343 acres)
Lot Width100 ft Width
Garage TypeAttached
Garage Area368 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number13374000
Old Parcel Number013374000
Street Address3108 E LLOYD ST
CityPENSACOLA
StateFL
Zip32503-6826
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1AA
Legal DescriptionLTS 13 TO 16 BLK 56 EAST PENSACOLA PLAT DB 77 P 520 & S 10 FT OF ADJOINING ALLEY OR 39-90 OR 6804 P 741/746 CA 5
Legal Range29W
Legal Township02S
Legal Section05
Legal SubdivisionEAST PENSACOLA PLAT DB 77 P 520
Legal Block56
Legal Lot Number13-16
JurisdictionESCAMBIA FL
Township / Civil DivisionPENSACOLA
Census Block Group1
Census Block1027
Census Tract1002

Owner

The current owner of 3108 E Lloyd St acquired it in January 2012.

Source: Escambia County records, as of December 17, 2025

Owner of RecordOwner Name on File
Mailing Address519 STANLEY AVE APT A, A, PENSACOLA, FL 32503-6387

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 1, 1997 · Amount on File
Deed SaleAug 1, 1997 · Amount on File
Prior SaleFeb 19, 1998 · Amount on File
Deed Document Number0041561202
Deed Book / Page0133
Last Transfer DateJan 3, 2012
Transfer Doc0068040746
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Escambia County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyEscambia County
MunicipalityPensacola City
Unified School DistrictEscambia County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$252,963$262,692 Land $179,556 Building $83,136
2024$4,039.00 (+10.39%)
2023$3,659.00 (+9.42%)$209,061 (+3.87%)$224,340 (+11.46%) Land $142,149 Building $82,191
2022$3,344.00$201,274$201,274 Land $127,934 Building $73,340

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3108 E Lloyd St in Zone X, an area of minimal flood risk, though there have been 43 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 36 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies45 units insured
incl. 9 condo units
Nearby Flood Claims43 (1979–2021)
Claims Outside the SFHA17 of 43
Most Recent ClaimOct 2021 · rainfall accumulation
Claims by Event
  • Hurricane Sally, Sep 2020 · 7 claims
  • Hurricane Frances, Sep 2004 · 15 claims
  • Hurricane Georges, Sep 1998 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3108 E Lloyd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEMERALD COAST UTILITIES AUTHORITY (ECUA)
serves 242,172 people · EPA ID FL1170525
Water SourceGroundwater
Last State InspectionDec 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
T-Mobile
Fiber · Fixed Wireless
5,000 / 5,000
AT&T
Fiber · Fixed Wireless · DSL
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20

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