3106 E Lloyd St, Pensacola, FL 32503 Property Records

Escambia County property record for 3106 E Lloyd St, Pensacola, FL 32503

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,640 sqft · built 1994
Lot Size0.345 acres (15,011 sqft)
Owner2 Trust Names on File
Tax Bill$1,560 (2024)
Flood ZoneZone X (minimal risk)
APN05-2S-29-5905-009-056

Property Details

APN / Parcel Number

Primary APN05-2S-29-5905-009-056
Alternative APNs
  • 013373000
  • 13373000

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Stories1 Story
Building Area1,640 sqft Living Area
Gross Area2,115 sqft
1st Floor Area1,640 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Exterior MaterialBrick Veneer
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialOther
Lot Area15,011 sqft (0.345 acres)
Lot Width100 ft Width
Garage TypeAttached
Garage Area475 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area159 sqft
Patio Area112 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number13373000
Street Address3106 E LLOYD ST
CityPENSACOLA
StateFL
Zip32503-6826
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1AA
Legal DescriptionLTS 9 TO 12 BLK 56 EAST PENSACOLA PLAT DB 77 P 520 S 10 FT OF ADJOINING ALLEY ORD NO 39-90 OR 3356 P 470/472 OR 9358 P 1051 CA 5
Legal Range29W
Legal Township02S
Legal Section05
Legal SubdivisionEAST PENSACOLA PLAT
Legal Block56
Legal Lot Number9
JurisdictionESCAMBIA FL
Township / Civil DivisionPENSACOLA
Census Block Group1
Census Block1027
Census Tract1002

Owner

3106 E Lloyd St is owner-occupied and held in a trust since July 2025.

Source: Escambia County records, as of December 31, 2025

Owner of Record2 Trust Names on File
Mailing Address3106 E LLOYD ST, PENSACOLA, FL 32503-6826
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateJul 16, 2025
Transfer Doc0093581051
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Escambia County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyEscambia County
MunicipalityPensacola City
Unified School DistrictEscambia County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$133,488$399,217 Land $180,132 Building $219,085
2024$1,560.00 (+4.77%)
2023$1,489.00 (+3.4%) Homeowner's exemption$125,948 (+3%)$349,401 (+10.52%) Land $142,605 Building $206,796
2022$1,440.00 Homeowner's exemption$122,280$316,152 Land $128,344 Building $187,808

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3106 E Lloyd St in Zone X, an area of minimal flood risk, though there have been 43 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 36 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies45 units insured
incl. 9 condo units
Nearby Flood Claims43 (1979–2021)
Claims Outside the SFHA17 of 43
Most Recent ClaimOct 2021 · rainfall accumulation
Claims by Event
  • Hurricane Sally, Sep 2020 · 7 claims
  • Hurricane Frances, Sep 2004 · 15 claims
  • Hurricane Georges, Sep 1998 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3106 E Lloyd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEMERALD COAST UTILITIES AUTHORITY (ECUA)
serves 242,172 people · EPA ID FL1170525
Water SourceGroundwater
Last State InspectionDec 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
T-Mobile
Fiber · Fixed Wireless
5,000 / 5,000
AT&T
Fiber · Fixed Wireless · DSL
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20

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