Escambia County property record for 3100 E Lloyd St, Pensacola, FL 32503
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,641 sqft · built 1918 |
| Lot Size | 0.345 acres (15,006 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $291,800 (Nov 2025) |
| Tax Bill | $184 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Nov 2025 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-2S-29-5905-001-056 |
| Primary APN | 05-2S-29-5905-001-056 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,641 sqft Living Area |
| 1st Floor Area | 2,451 sqft |
| Sunroom | Sunroom |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1918 |
|---|---|
| Effective Year Built | Effective 1950 |
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 15,006 sqft (0.345 acres) |
| Lot Width | 100 ft Width |
| Garage Area | 672 sqft |
| Porch | Florida Room |
| Porch Area | 267 sqft |
| Patio Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 13370000 |
|---|---|
| Street Address | 3100 E LLOYD ST |
| City | PENSACOLA |
| State | FL |
| Zip | 32503-6826 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1AA |
| Legal Description | LTS 1 TO 4 BLK 56 EAST PENSACOLA PLAT DB 77 P 520 S 10 FT OF ADJOINING ALLEY ORD NO 39-90 OR 7346 P 1786 CA 5 |
| Legal Range | 29W |
| Legal Township | 02S |
| Legal Section | 05 |
| Legal Subdivision | EAST PENSACOLA PLAT |
| Legal Block | 56 |
| Legal Lot Number | 1 |
| Jurisdiction | ESCAMBIA FL |
| Township / Civil Division | PENSACOLA |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 1002 |
3100 E Lloyd St is owned by a company that bought it in November 2025.
Source: Escambia County records, as of September 9, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 1007 W CHASE ST, B, PENSACOLA, FL 32502-4676 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 17, 2026 | Deed of Trust, Mortgage PINE HILL INVESTMENTS LLC |
| Nov 21, 2025 | Warranty Deed, Transfer VICTORIA BORGES LLC |
| Apr 5, 2019 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 21, 2025 · Amount on File |
| Deed Sale | Nov 21, 2025 · Amount on File |
| Prior Sale | May 19, 2015 · Amount on File |
| Deed Document Number | 202589623 |
| Deed Book / Page | 9410 / 378 |
| Prior Transfer Date | Aug 12, 2010 |
| Prior Transfer Doc | 0066250167 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESCAMBIA FL |
| Property Address | 3100 E LLOYD ST, PENSACOLA, FL 32503-6826 |
| Transaction Type | Mortgage |
| Record Updated | Jun 18, 2026 |
| Name | Verified Name |
|---|---|
| Address | 9078 ASTONIA WAY, ESTERO, FL 33967-5605 |
| Document Number | 0094470382 |
|---|---|
| Date | Feb 17, 2026 |
| Book Page | 9447/382 |
| Instrument | 2026012074 |
| Name | PINE HILL INVESTMENTS LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | FORT MYERS, FL 33967 |
| Amount | Amount on Record |
|---|---|
| Term | 12 Months |
| Due | Feb 13, 2027 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ESCAMBIA FL |
| Recording Date | Nov 21, 2025 |
| Property Address | 3100 E LLOYD ST, PENSACOLA, FL 32503-6826 |
| Document Number | 0094100378 |
| Book / Page | 9410 / 378 |
| Map Reference | MB 77 PG 520 |
| Instrument Date | Nov 19, 2025 |
| Instrument | 2025089623 |
| Transaction Type | Transfer |
| Record Updated | Jun 18, 2026 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,042.60 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3100 E LLOYD ST, PENSACOLA, FL 32503-6826 |
| Name | Verified Name |
|---|---|
| Address | 1007 W CHASE ST APT B, B, PENSACOLA, FL 32502-4676 |
| Investor | Possibly a Property Investor |
| Document Number | 0094100383 |
|---|---|
| Date | Nov 21, 2025 |
| Book Page | 9410/383 |
| Instrument | 2025089625 |
| Name | VICTORIA BORGES LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | PENSACOLA, FL 32501 |
| Amount | Amount on Record |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESCAMBIA FL |
| Property Address | 3100 E LLOYD ST, PENSACOLA, FL 32503-6826 |
| Document Number | 0080800775 |
| Instrument Date | Apr 5, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 3100 E LLOYD ST PENSACOLA FL 325036826, PENSACOLA, FL 32503-6826 |
| Document Number | 0080800775 |
|---|---|
| Date | Apr 18, 2019 |
| Book Page | 008080/000775 |
| Instrument | 33759 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 17, 2049 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 3100 E Lloyd St was $184.
Source: Escambia County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Escambia County |
| Municipality | Pensacola City |
| Unified School District | Escambia County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $184.00 | $180,963 | $340,941 Land $180,072 Building $160,869 |
| 2024 | $184.00 (+50.82%) | ||
| 2023 | $122.00 Additional exemption filed | $170,741 (+3%) | $292,153 (+11.48%) Land $142,557 Building $149,596 |
| 2022 | $122.00 Homeowner's exemption | $165,768 | $262,077 Land $128,301 Building $133,776 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3100 E Lloyd St in Zone X, an area of minimal flood risk, though there have been 43 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 36 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 45 units insured incl. 9 condo units |
| Nearby Flood Claims | 43 (1979–2021) |
| Claims Outside the SFHA | 17 of 43 |
| Most Recent Claim | Oct 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3100 E Lloyd St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EMERALD COAST UTILITIES AUTHORITY (ECUA) serves 242,172 people · EPA ID FL1170525 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber · Fixed Wireless | 5,000 / 5,000 |
| AT&T Fiber · Fixed Wireless · DSL | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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