3108 Arches Bluff Cir, Lancaster, SC 29720 Property Records

Lancaster County property record for 3108 Arches Bluff Cir, Lancaster, SC 29720

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,370 sqft · built 2018
Lot Size	0.226 acres (9,847 sqft)
Owner	2 Individual Names on File
Last Sale	$650,000 (Jun 2024)
Tax Bill	$4,045 (2025)
Deeds & Mortgages	May 2021 Mortgage Feb 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0019J-0A-350.00`

Property Details

APN / Parcel Number

Primary APN	`0019J-0A-350.00`
Alternative APN	`95458`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,370 sqft Living Area
Gross Area	3,669 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,847 sqft (0.226 acres)
Garage Area	714 sqft
Porch	Porch
Porch Area	217 sqft

Location & Zoning

Account Number	95458
Street Address	3108 ARCHES BLUFF CIR
City	LANCASTER
State	SC
Zip	29720-0156
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TREE TOPS 0.227 AC
Legal Subdivision	TREE TOPS
Legal Block	350
Legal Lot Number	350
Jurisdiction	LANCASTER SC
Township / Civil Division	VAN WYCK
Census Block Group	2
Census Block	2068
Census Tract	11209

Owner

3108 Arches Bluff Cir is owned and occupied by two individuals who bought it in June 2024.

Source: Lancaster County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3108 ARCHES BLUFF CIR, LANCASTER, SC 29720-0156
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage JFQ LENDING INC
Feb 7, 2018	Limited Warranty Deed, Transfer · Conventional Mortgage EAGLE HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 7, 2024 · Amount on File
Deed Sale	Jun 7, 2024 · Amount on File
Prior Sale	Feb 7, 2018 · Amount on File
Deed Document Number	20246777
Deed Book / Page	1798 / 220
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	3108 ARCHES BLUFF CIR, LANCASTER, SC 29720-0156
Transaction Type	Mortgage
Record Updated	May 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010152
Date	May 17, 2021
Book Page	4400/291
Instrument	2021010152

Lender

Name	JFQ LENDING INC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85256

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2051

February 2018: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	LANCASTER SC
Recording Date	Feb 7, 2018
Property Address	3108 ARCHES BLUFF CIR, LANCASTER, SC 29720-0156
Document Number	0000001854
Book / Page	1115 / 261
Map Reference	MB 2018 PG 85
Instrument Date	Oct 30, 2017
Instrument	2018001854
Transaction Type	Transfer
Record Updated	Mar 4, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,383.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3108 ARCHES BLUFF CIR, LANCASTER, SC 29720-0156

Mortgage

Document Number	0000001855
Date	Feb 7, 2018
Instrument	2018001855

Lender

Name	EAGLE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 3108 Arches Bluff Cir was $4,045, up 75.5% from the year before.

Source: Lancaster County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lancaster County
Unified School District	Lancaster County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,045.00 (+75.49%)	$26,056 Land $3,000 Building $23,056	$651,400 Land $75,000 Building $576,400
2024	$2,305.00 (+0.39%)
2023	$2,296.00	$16,036 Land $3,000 Building $13,036	$400,900 Land $75,000 Building $325,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3108 Arches Bluff Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 policies
Nearby Flood Policies	22 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3108 Arches Bluff Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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