3096 Arches Bluff Cir, Lancaster, SC 29720 Property Records

Lancaster County property record for 3096 Arches Bluff Cir, Lancaster, SC 29720

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,746 sqft · built 2017
Lot Size	0.227 acres (9,908 sqft)
Owner	Trust Name on File
Last Sale	$510,000 (Mar 2021)
Tax Bill	$3,357 (2025)
Deeds & Mortgages	Dec 2023 Transfer Mar 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0019J-0A-348.00`

Property Details

APN / Parcel Number

Primary APN	`0019J-0A-348.00`
Alternative APN	`95461`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	3,746 sqft Living Area
Gross Area	4,808 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,908 sqft (0.227 acres)
Garage Area	640 sqft
Porch	Porch
Porch Area	312 sqft

Location & Zoning

Account Number	95461
Street Address	3096 ARCHES BLUFF CIR
City	LANCASTER
State	SC
Zip	29720-0091
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TREE TOPS 0.227 AC
Legal Subdivision	TREE TOPS PHASE 1B
Legal Block	348
Legal Lot Number	348
Jurisdiction	LANCASTER SC
Township / Civil Division	VAN WYCK
Census Block Group	2
Census Block	2068
Census Tract	11209

Owner

3096 Arches Bluff Cir is owner-occupied and held in a trust since December 2023.

Source: Lancaster County records, as of May 27, 2026

Owner of Record	Trust Name on File
Mailing Address	3096 ARCHES BLUFF CIR, LANCASTER, SC 29720-0091
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2023	Intrafamily Transfer, Transfer
Mar 22, 2021	Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA
Aug 28, 2017	Grant Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 22, 2021 · Amount on File
Deed Sale	Mar 22, 2021 · Amount on File
Prior Sale	Aug 28, 2017 · Amount on File
Deed Document Number	20215796
Deed Book / Page	1418 / 293
Last Transfer Date	Dec 13, 2023
Transfer Doc	0000015718
Record Updated	Sep 20, 2026

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LANCASTER SC
Recording Date	Dec 19, 2023
Property Address	3096 ARCHES BLUFF CIR, LANCASTER, SC 29720-0091
Document Number	0000015718
Book / Page	1740 / 189
Map Reference	MB 2017 PG 56-59
Instrument Date	Dec 13, 2023
Instrument	2023015718
Transaction Type	Transfer
Record Updated	Jan 2, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	3096 ARCHES BLUFF CIR, LANCASTER, SC 29720-0091

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	LANCASTER SC
Recording Date	Mar 22, 2021
Property Address	3096 ARCHES BLUFF CIR, LANCASTER, SC 29720-0091
Document Number	0000005796
Book / Page	1418 / 293
Map Reference	MB 2017 PG 621
Instrument Date	Mar 17, 2021
Instrument	2021005796
Transaction Type	Transfer
Record Updated	Mar 4, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,887.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3096 ARCHES BLUFF CIR, LANCASTER, SC 29720-0091

Mortgage

Document Number	0000005797
Date	Mar 22, 2021
Instrument	2021005797

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LANCASTER SC
Recording Date	Aug 28, 2017
Property Address	3096 ARCHES BLUFF CIR, LANCASTER, SC 29720-0091
Document Number	0000012679
Book / Page	001077 / 000224
Instrument Date	Jul 27, 2017
Instrument	12679
Transaction Type	Transfer
Record Updated	Mar 20, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$1,594.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3096 ARCHES BLUFF CIR LANCASTER SC 29720, LANCASTER, SC 29720

Tax Assessment & Valuation

The 2025 property tax bill for 3096 Arches Bluff Cir was $3,357, up 13.5% from the year before.

Source: Lancaster County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lancaster County
Unified School District	Lancaster County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,357.00 (+13.49%)	$23,350 Land $2,178 Building $21,172	$804,200 Land $75,000 Building $729,200
2024	$2,958.00 (+0.37%)
2023	$2,947.00 (+0.34%)	$20,304 (-) Land $3,000 Building $17,304	$507,600 (-) Land $75,000 Building $432,600
2022	$2,937.00	$20,304 Land $3,000 Building $17,304	$507,600 Land $75,000 Building $432,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3096 Arches Bluff Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 policies
Nearby Flood Policies	22 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3096 Arches Bluff Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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