3103 Arches Bluff Cir, Lancaster, SC 29720 Property Records

Lancaster County property record for 3103 Arches Bluff Cir, Lancaster, SC 29720

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,447 sqft · built 2018
Lot Size	0.201 acres (8,774 sqft)
Owner	2 Individual Names on Record
Last Sale	$351,764 (Aug 2018)
Tax Bill	$2,512 (2025)
Deeds & Mortgages	Apr 2019 Line of Credit Aug 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0019J-0A-352.00`

Property Details

APN / Parcel Number

Primary APN	`0019J-0A-352.00`
Alternative APN	`95468`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,447 sqft Living Area
Gross Area	3,414 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,774 sqft (0.201 acres)
Garage Area	654 sqft
Porch	Porch
Porch Area	313 sqft

Location & Zoning

Account Number	95468
Street Address	3103 ARCHES BLUFF CIR
City	LANCASTER
State	SC
Zip	29720-0156
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TREE TOPS 0.201 AC
Legal Subdivision	TREE TOPS PHASE 1B MAP 1
Legal Block	352
Legal Lot Number	352
Jurisdiction	LANCASTER SC
Township / Civil Division	VAN WYCK
Census Block Group	2
Census Block	2069
Census Tract	11209

Owner

Source: Lancaster County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3103 ARCHES BLUFF CIR, LANCASTER, SC 29720-0156
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2019	Deed of Trust, Mortgage · Line of Credit BRANCH BANKING AND TRUST CO
Aug 17, 2018	Limited Warranty Deed, Transfer · Conventional Mortgage EAGLE HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 17, 2018 · Amount on Record
Deed Sale	Aug 17, 2018 · Amount on Record
Deed Document Number	201811867
Deed Book / Page	1164 / 155
Record Updated	Sep 20, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	3103 ARCHES BLUFF CIR, LANCASTER, SC 29720-0156
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004616
Date	Apr 4, 2019
Book Page	3715/155
Instrument	2019004616

Lender

Name	BRANCH BANKING AND TRUST CO
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Mar 4, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2018: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	LANCASTER SC
Recording Date	Aug 17, 2018
Property Address	3103 ARCHES BLUFF CIR, LANCASTER, SC 29720-0156
Document Number	0000011867
Book / Page	1164 / 155
Map Reference	MB2017 PG56-59
Instrument Date	Jun 20, 2018
Instrument	2018011867
Transaction Type	Transfer
Record Updated	Mar 4, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,302.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3103 ARCHES BLUFF CIR, LANCASTER, SC 29720-0156

Mortgage

Document Number	0000011868
Date	Aug 17, 2018
Instrument	2018011868

Lender

Name	EAGLE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lancaster County
Unified School District	Lancaster County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,512.00 (+14.91%)	$17,563 (+15%) Land $2,203 Building $15,360	$598,000 (+56.63%) Land $75,000 Building $523,000
2024	$2,186.00 (+0.37%)
2023	$2,178.00	$15,272 Land $3,000 Building $12,272	$381,800 Land $75,000 Building $306,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Nearby Flood Policies	22 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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