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3108 Able Ter, Chesterfield, VA 23832 Property Records

Chesterfield County property record for 3108 Able Ter, Chesterfield, VA 23832

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,368 sqft · built 1978
Lot Size0.611 acres (26,615 sqft)
OwnerIndividual Name on Record
Last Sale$170,000 (Mar 2009)
Tax Bill$2,156 (2026)
Deeds & MortgagesSep 2026 Mortgage
Sep 2020 Mortgage
+ 1 more
Flood ZoneZone AE (high risk)
APN04009050100A017

Property Details

APN / Parcel Number

Primary APN04009050100A017
Alternative APNs
  • 764-69-35-56-000-000
  • 339788001

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories3 Stories
Building Area1,368 sqft Finished Area
1st Floor Area468 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeMasonry
Roof MaterialComposition Shingle
Lot Area26,615 sqft (0.611 acres)
Deck Area244 sqft
Patio Area244 sqft
Balcony Area36 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerSeptic

Location & Zoning

Account Number339788001
Street Address3108 ABLE TER
CityCHESTERFIELD
StateVA
Zip23832-8419
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR7 - SINGL
Legal DescriptionHOLLY RIDGE L 17 BK A SEC 1
Legal SubdivisionHOLLY RIDGE
Legal BlockA
Legal Lot Number17
JurisdictionCHESTERFIELD VA
Township / Civil DivisionMIDLOTHIAN
Census Block Group3
Census Block3002
Census Tract100206

Owner

Source: Chesterfield County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3108 ABLE TER, CHESTERFIELD, VA 23832-8419
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 4, 2026Deed of Trust, Mortgage · Conventional Mortgage
PLAZA HOME MORTGAGE INC
Sep 21, 2020Deed of Trust, Mortgage · Conventional Mortgage
HUD-HOUSING/URBAN DEV
Feb 26, 2019Deed of Trust, Mortgage · Conventional Mortgage
HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 30, 2009 · Amount on Record
Deed SaleMar 30, 2009 · Amount on Record
Prior SaleMar 13, 2007 · Amount on Record
Deed Book / Page8645 / 676
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESTERFIELD VA
Recording DateSep 4, 2026
Property Address3108 ABLE TER, CHESTERFIELD, VA 23832-8419
Document Number0000032834
Book / Page15367 / 272
Instrument DateAug 31, 2026
Instrument202632834
Transaction TypeMortgage
Record UpdatedSep 16, 2026
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000032834,
DateSep 4, 2026
Book Page15367/272
Instrument202632834
Lender
NamePLAZA HOME MORTGAGE INC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESTERFIELD VA
Property Address3108 ABLE TER, CHESTERFIELD, VA 23832-8419
Document Number13047201
Instrument DateSep 21, 2020
Transaction TypeMortgage
Record UpdatedNov 24, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3108 ABLE TER CHESTERFIELD VA 238328419, CHESTERFIELD, VA 23832-8419

Mortgage

Document Number13047201
DateOct 30, 2020
Book Page013047/000201
Instrument59213
Lender
NameHUD-HOUSING/URBAN DEV
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 29, 2050
Interest
Rate TypeFixed Rate

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESTERFIELD VA
Property Address3108 ABLE TER, CHESTERFIELD, VA 23832-8419
Document Number12246831
Instrument DateFeb 26, 2019
Transaction TypeMortgage
Record UpdatedApr 2, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3108 ABLE TER CHESTERFIELD VA 238328419, CHESTERFIELD, VA 23832-8419

Mortgage

Document Number12246831
DateMar 18, 2019
Book Page012246/000831
Instrument8745
Lender
NameHUD-HOUSING/URBAN DEV
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 17, 2049
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Chesterfield County assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyChesterfield County
Unified School DistrictChesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,156.00 (+10.28%)$239,500 (+1.53%) Land $61,000 Building $178,500$239,500 (+1.53%) Land $61,000 Building $178,500
2025$235,900 (+11.22%) Land $58,000 Building $177,900$235,900 (+11.22%) Land $58,000 Building $177,900
2023$1,955.00$212,100 Land $51,000 Building $161,100$212,100 Land $51,000 Building $161,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHESTERFIELD CO CENTRAL WATER SYSTEM
serves 389,897 people · EPA ID VA4041845
Water SourceSurface water
Last State InspectionAug 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

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