Chesterfield County property record for 3105 Able Ter, Chesterfield, VA 23832
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,700 sqft · built 1978 |
| Lot Size | 0.212 acres (9,235 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $149,000 (Oct 2013) |
| Tax Bill | $2,551 (2026) |
| Deeds & Mortgages | Oct 2025 Mortgage Mar 2023 Refinance + 7 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04009050100A010 |
| Primary APN | 04009050100A010 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Building Area | 1,700 sqft Finished Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 9,235 sqft (0.212 acres) |
| View / Lot | Cul-de-sac |
| Deck Area | 168 sqft |
| Patio Area | 140 sqft |
| Balcony Area | 34 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Account Number | 364026001 |
|---|---|
| Street Address | 3105 ABLE TER |
| City | CHESTERFIELD |
| State | VA |
| Zip | 23832-8420 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R7 - SINGL |
| Legal Description | HOLLY RIDGE L 10 BK A SEC 1 |
| Legal Subdivision | HOLLY RIDGE |
| Legal Block | A |
| Legal Lot Number | 10 |
| Jurisdiction | CHESTERFIELD VA |
| Township / Civil Division | MIDLOTHIAN |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 100206 |
Source: Chesterfield County assessment roll, as of June 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3105 ABLE TER, CHESTERFIELD, VA 23832-8420 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 3, 2025 | Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Mar 31, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance UNITED TRUST BANK |
| Jun 14, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance LOANDEPOT.COM LLC |
| Aug 30, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance LOANDEPOT.COM LLC |
| Oct 5, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG |
| Jan 14, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG |
| Apr 30, 2019 | Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC |
| Aug 19, 2017 | Deed of Trust, Mortgage · VA Mortgage SOVEREIGN LNDG |
| Dec 5, 2016 | Deed of Trust, Mortgage · VA Mortgage BBMC MTG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 31, 2013 · Amount on Record |
| Deed Sale | Oct 31, 2013 · Amount on Record |
| Prior Sale | Sep 19, 2012 · Amount on Record |
| Deed Book / Page | 1037 / 50751 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Property Address | 3105 ABLE TER, CHESTERFIELD, VA 23832-8420 |
| Transaction Type | Mortgage |
| Record Updated | Oct 29, 2025 |
| Title Company | PRO TITLE, TRUSTPRO TITLE & ESCROW INC |
| Name | Verified Name |
|---|---|
| Address | 3105 ABLE TER, CHESTERFIELD, VA 23832-8420 |
| Document Number | 015024-931 |
|---|---|
| Date | Oct 3, 2025 |
| Book Page | 15024/931 |
| Instrument | 250033998 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Property Address | 3105 ABLE TER, CHESTERFIELD, VA 23832-8420 |
| Transaction Type | Mortgage |
| Record Updated | Apr 19, 2023 |
| Name | Verified Name |
|---|
| Document Number | 014232-252 |
|---|---|
| Date | Mar 31, 2023 |
| Book Page | 14232/252 |
| Instrument | 2023008743 |
| Name | UNITED TRUST BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2053 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 7.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Property Address | 3105 ABLE TER, CHESTERFIELD, VA 23832-8420 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 013994-573 |
|---|---|
| Date | Jun 14, 2022 |
| Book Page | 13994/573 |
| Instrument | 2022027213 |
| Name | LOANDEPOT.COM LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Property Address | 3105 ABLE TER, CHESTERFIELD, VA 23832-8420 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0013600-53 |
|---|---|
| Date | Aug 30, 2021 |
| Book Page | 13600/53 |
| Instrument | 2021055992 |
| Name | LOANDEPOT.COM LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Property Address | 3105 ABLE TER, CHESTERFIELD, VA 23832-8420 |
| Document Number | 13005236 |
| Instrument Date | Oct 5, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 3105 ABLE TER CHESTERFIELD VA 238328420, CHESTERFIELD, VA 23832-8420 |
| Document Number | 13005236 |
|---|---|
| Date | Oct 9, 2020 |
| Book Page | 013005/000236 |
| Instrument | 53933 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 8, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Property Address | 3105 ABLE TER, CHESTERFIELD, VA 23832-8420 |
| Document Number | 12635831 |
| Instrument Date | Jan 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 3105 ABLE TER CHESTERFIELD VA 238328420, CHESTERFIELD, VA 23832-8420 |
| Document Number | 12635831 |
|---|---|
| Date | Feb 21, 2020 |
| Book Page | 012635/000831 |
| Instrument | 7793 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 20, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Property Address | 3105 ABLE TER, CHESTERFIELD, VA 23832-8420 |
| Document Number | 12297169 |
| Instrument Date | Apr 30, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 21, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 3105 ABLE TER CHESTERFIELD VA 238328420, CHESTERFIELD, VA 23832-8420 |
| Document Number | 12297169 |
|---|---|
| Date | May 6, 2019 |
| Book Page | 012297/000169 |
| Instrument | 15815 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 5, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Property Address | 3105 ABLE TER, CHESTERFIELD, VA 23832-8420 |
| Document Number | 11741790 |
| Book / Page | 011741 / 000790 |
| Instrument Date | Aug 19, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Document Number | 11741790 |
|---|---|
| Date | Sep 1, 2017 |
| Book Page | 011741/000790 |
| Instrument | 35371 |
| Name | SOVEREIGN LNDG |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 31, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Property Address | 3105 ABLE TER, CHESTERFIELD, VA 23832-8420 |
| Document Number | 11501750 |
| Book / Page | 011501 / 000750 |
| Instrument Date | Dec 5, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Feb 14, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3105 ABLE TER CHESTERFIELD VA 238328420, CHESTERFIELD, VA 23832-8420 |
| Document Number | 11501750 |
|---|---|
| Date | Jan 12, 2017 |
| Book Page | 011501/000750 |
| Instrument | 1481 |
| Name | BBMC MTG |
|---|---|
| Type | Mortgage Company |
| Address | LOMBARD, IL 60148 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 11, 2047 |
Source: Chesterfield County assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Chesterfield County |
| Unified School District | Chesterfield County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,551.00 (+16.27%) | $283,900 (+1.32%) Land $61,000 Building $222,900 | $283,900 (+1.32%) Land $61,000 Building $222,900 |
| 2025 | $280,200 (+17.53%) Land $58,000 Building $222,200 | $280,200 (+17.53%) Land $58,000 Building $222,200 | |
| 2023 | $2,194.00 | $238,400 Land $51,000 Building $187,400 | $238,400 Land $51,000 Building $187,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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