Chesterfield County property record for 3204 Able Ter, Chesterfield, VA 23832
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,368 sqft · built 1979 |
| Lot Size | 0.733 acres (31,929 sqft) |
| Owner | Individual Name on File |
| Last Sale | $136,000 (Apr 2018) |
| Tax Bill | $2,092 (2026) |
| Deeds & Mortgages | May 2023 Refinance Apr 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04009050100A021 |
| Primary APN | 04009050100A021 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 3 Stories |
| Building Area | 1,368 sqft Finished Area |
| 1st Floor Area | 468 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 31,929 sqft (0.733 acres) |
| Balcony Area | 36 sqft |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Sewer | Septic |
| Account Number | 386610002 |
|---|---|
| Street Address | 3204 ABLE TER |
| City | CHESTERFIELD |
| State | VA |
| Zip | 23832-8421 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R7 - SINGL |
| Legal Description | HOLLY RIDGE L 21 BK A SEC 1 |
| Legal Subdivision | HOLLY RIDGE |
| Legal Block | A |
| Legal Lot Number | 21 |
| Jurisdiction | CHESTERFIELD VA |
| Township / Civil Division | MIDLOTHIAN |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 100206 |
3204 Able Ter is owned by an individual who bought it in April 2018.
Source: Chesterfield County records, as of June 22, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7766 ROBINWOOD DR, CHESTERFIELD, VA 23832-8051 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 1, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance EXCELERATE CAPITAL |
| Apr 10, 2018 | Warranty Deed, Transfer · Conventional Mortgage FIRST NAT'L BK/AMERICA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 10, 2018 · Amount on File |
| Deed Sale | Apr 10, 2018 · Amount on File |
| Deed Document Number | 201812508 |
| Deed Book / Page | 11945 / 108 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Property Address | 3204 ABLE TER, CHESTERFIELD, VA 23832-8421 |
| Transaction Type | Mortgage |
| Record Updated | May 17, 2023 |
| Name | Verified Name |
|---|
| Document Number | 014257-329 |
|---|---|
| Date | May 1, 2023 |
| Book Page | 14257/329 |
| Instrument | 2023012099 |
| Name | EXCELERATE CAPITAL |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2053 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Recording Date | Apr 10, 2018 |
| Property Address | 3204 ABLE TER, CHESTERFIELD, VA 23832-8421 |
| Document Number | 11945108 |
| Book / Page | 011945 / 000108 |
| Instrument Date | Mar 22, 2018 |
| Instrument | 12508 |
| Transaction Type | Transfer |
| Record Updated | Feb 16, 2021 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $136.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7766 ROBINWOOD DR CHESTERFIELD VA 238328051, CHESTERFIELD, VA 23832-8051 |
| Document Number | 11945112 |
|---|---|
| Date | Apr 10, 2018 |
| Book Page | 011945/000112 |
| Instrument | 12509 |
| Name | FIRST NAT'L BK/AMERICA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 3204 Able Ter was $2,092.
Source: Chesterfield County assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Chesterfield County |
| Unified School District | Chesterfield County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,092.00 | $232,300 (+1.57%) Land $61,000 Building $171,300 | $232,300 (+1.57%) Land $61,000 Building $171,300 |
| 2025 | $228,700 Land $58,000 Building $170,700 | $228,700 Land $58,000 Building $170,700 | |
| 2023 | $2,055.00 | $206,300 Land $51,000 Building $155,300 | $206,300 Land $51,000 Building $155,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3204 Able Ter in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3204 Able Ter is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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