3107 Kermath Dr, San Jose, CA 95132 Property Records

Santa Clara County property record for 3107 Kermath Dr, San Jose, CA 95132

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,598 sqft · built 1970
Lot Size	0.14 acres (6,090 sqft)
Owner	2 Trust Names on File
Last Sale	$1,352,000 (Mar 2018)
Tax Bill	$20,707 (2025)
Deeds & Mortgages	Aug 2026 Sale Oct 2020 Mortgage + 3 more
Flood Zone	Zone D (undetermined)
APN	`092-18-041`

Property Details

APN / Parcel Number

Primary APN	`092-18-041`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,598 sqft Living Area
1st Floor Area	1,598 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	6,090 sqft (0.14 acres)
Lot Dimensions	105 ft deep x 58 ft wide
Garage Area	444 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Old Parcel Number	09218041
Street Address	3107 KERMATH DR
City	SAN JOSE
State	CA
Zip	95132-1226
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-8
Legal Description	TRACT 4470 BOOK 237 PAGE 50 LOT 127
Legal Subdivision	TRACT NO 4470
Legal Tract	4470
Legal Lot Number	127
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	2
Census Block	2016
Census Tract	504411

Owner

3107 Kermath Dr is owner-occupied and held in a trust since March 2018.

Source: Santa Clara County records, as of August 7, 2026

Owner of Record	2 Trust Names on File
Mailing Address	3107 KERMATH DR, SAN JOSE, CA 95132-1226
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2026	Grant Deed, Transfer NONE LISTED ON DOCUMENT
Oct 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jun 19, 2019	Deed of Trust, Mortgage BANK OF AMERICA
Mar 28, 2018	Grant Deed, Transfer · ARM FIRST TECHNOLOGY FEDERAL CU
Jul 25, 2017	Grant Deed, Transfer · ARM WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 28, 2018 · Amount on File
Deed Sale	Mar 28, 2018 · Amount on File
Prior Sale	Jul 25, 2017 · Amount on File
Deed Document Number	201823897913
Record Updated	Oct 29, 2026

August 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Aug 3, 2026
Property Address	3107 KERMATH DR, SAN JOSE, CA 95132-1226
Document Number	0026031918
Instrument Date	Mar 15, 2026
Instrument	202626031918
Transaction Type	Transfer
Record Updated	Aug 7, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	3107 KERMATH DR, SAN JOSE, CA 95132-1226

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	3107 KERMATH DR, SAN JOSE, CA 95132-1226
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3107 KERMATH DR, SAN JOSE, CA 95132-1226

Mortgage

Document Number	0024671270
Date	Oct 26, 2020
Instrument	24671270

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	3107 KERMATH DR, SAN JOSE, CA 95132-1226
Document Number	0024212580
Instrument Date	Jun 19, 2019
Transaction Type	Mortgage
Record Updated	Jul 8, 2019
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	3107 KERMATH DR SAN JOSE CA 951321226, SAN JOSE, CA 95132-1226

Mortgage

Document Number	0024212580
Date	Jun 27, 2019
Instrument	24212580

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 26, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.37%

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Mar 28, 2018
Property Address	3107 KERMATH DR, SAN JOSE, CA 95132-1226
Document Number	0023897913
Map Reference	MB237 PG49&50
Instrument Date	Mar 20, 2018
Instrument	23897913
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	FIDEILITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	3107 KLERMATH DR, SAN JOSE, CA 95132-1226

Mortgage

Document Number	0023897914
Date	Mar 28, 2018
Instrument	23897914

Lender

Name	FIRST TECHNOLOGY FEDERAL CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Type Change Date	Apr 1, 2025
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	9.12%
Index	1-Year LIBOR
Max Rate	9.12%

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jul 25, 2017
Property Address	3107 KERMATH DR, SAN JOSE, CA 95132-1226
Document Number	0023710374
Map Reference	MAP237 PG49&50
Instrument Date	Jul 18, 2017
Instrument	23710374
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	NORTH AMERICAN TITLE CO INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	6013 W WALBROOK DR, SAN JOSE, CA 95129-4766

Mortgage

Document Number	0023710377
Date	Jul 25, 2017
Instrument	23710377

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	6%
Index	1-Year LIBOR
Max Rate	9%

Tax Assessment & Valuation

The 2025 property tax bill for 3107 Kermath Dr was $20,707 with a homeowner's exemption.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Elementary School District	Berryessa Union Elementary School District (KG - 08)
Secondary School District	East Side Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,569,107 (+2%) Land $1,160,583 Building $408,524
2025	$20,707.00 Homeowner's exemption	$1,538,341 Land $1,137,827 Building $400,514
2023	$17,394.00 (-13.13%) Homeowner's exemption	$1,265,000 Land $935,600 Building $329,400
2022	$20,023.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3107 Kermath Dr in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3107 Kermath Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 635 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Sail Internet Fixed Wireless	1,000 / 200
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

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