3103 Kermath Dr, San Jose, CA 95132 Property Records

Santa Clara County property record for 3103 Kermath Dr, San Jose, CA 95132

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,577 sqft · built 1970
Lot Size0.14 acres (6,090 sqft)
OwnerCompany Name on Record
Tax Bill$12,374 (2025)
Deeds & MortgagesMar 2024 Line of Credit
Oct 2022 Transfer
Flood ZoneZone D (undetermined)
APN092-18-043

Property Details

APN / Parcel Number

Primary APN092-18-043

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,577 sqft Living Area
1st Floor Area1,577 sqft
Family RoomFamily Room
Utility RoomUtility Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Architectural StyleH-Shape
Construction TypeWood
Lot Area6,090 sqft (0.14 acres)
Lot Dimensions105 ft deep x 58 ft wide
Garage Area450 sqft
Parking Spaces2 Parking Spaces
PorchPorch

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Old Parcel Number09218043
Street Address3103 KERMATH DR
CitySAN JOSE
StateCA
Zip95132-1226
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1-8
Legal DescriptionTRACT 4470 BOOK 237 PAGE 50 LOT 129
Legal Tract4470
Legal Lot Number129
JurisdictionSANTA CLARA CA
Township / Civil DivisionSAN JOSE
Census Block Group2
Census Block2016
Census Tract504411

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address3103 KERMATH DR, SAN JOSE, CA 95132-1226
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Mar 27, 2024Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
Oct 26, 2022Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateOct 15, 2022
Transfer Doc0025391697
Record UpdatedSep 20, 2026

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address3103 KERMATH DR, SAN JOSE, CA 95132-1226
Transaction TypeMortgage
Record UpdatedApr 10, 2024
Title CompanyWFG LENDER SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address3103 KERMATH DR, SAN JOSE, CA 95132-1226

Mortgage

Document Number0025615314
DateMar 27, 2024
Instrument25615314
Lender
NameBANK OF AMERICA NA
TypeBank
Address100 N TRYON ST, CHARLOTTE, NC 28202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMar 15, 2054
Interest
Change FrequencyMonthly

October 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA CLARA CA
Recording DateOct 26, 2022
Property Address3103 KERMATH DR, SAN JOSE, CA 95132-1226
Document Number0025391697
Map ReferenceMB 237 PG 49&50
Instrument DateOct 15, 2022
Instrument25391697
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address3103 KERMATH DR, SAN JOSE, CA 95132-1226

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Clara County
MunicipalitySan Jose City
Elementary School DistrictBerryessa Union Elementary School District (KG - 08)
Secondary School DistrictEast Side Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$885,118 (+2%) Land $627,254 Building $257,864
2025$12,374.00 (+3.48%) Homeowner's exemption$867,763 (+4.04%) Land $614,955 Building $252,808
2023$11,958.00 (+0.39%) Homeowner's exemption$834,069 Land $591,077 Building $242,992
2022$11,912.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood ZoneZone D
undetermined · not studied
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 97.4% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSAN JOSE WATER
private · serves 1,039,920 people · EPA ID CA4310011
Water SourceSurface water
Last State InspectionMar 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jun 2023
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 635 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Sail Internet
Fixed Wireless
1,000 / 200
Etheric Networks
Fixed Wireless
250 / 100
Ridge Wireless
Fixed Wireless
100 / 60
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

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