3105 Kermath Dr, San Jose, CA 95132 Property Records

Santa Clara County property record for 3105 Kermath Dr, San Jose, CA 95132

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,412 sqft · built 1970
Lot Size	0.14 acres (6,090 sqft)
Owner	2 Individual Names on Record
Last Sale	$199,500 (Feb 2014)
Tax Bill	$12,417 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Jun 2020 Mortgage + 3 more
Flood Zone	Zone D (undetermined)
APN	`092-18-042`

Property Details

APN / Parcel Number

Primary APN	`092-18-042`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,412 sqft Living Area
1st Floor Area	1,412 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	6,090 sqft (0.14 acres)
Lot Dimensions	105 ft deep x 58 ft wide
Garage Area	495 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	3105 KERMATH DR
City	SAN JOSE
State	CA
Zip	95132-1226
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-8
Legal Description	LOT 128
Legal Subdivision	MAP OF TRACT NO 4470
Legal Tract	4470
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	2
Census Block	2016
Census Tract	504411

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3105 KERMATH DR, SAN JOSE, CA 95132-1226
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jun 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Dec 3, 2019	Quit Claim Deed, Transfer · Conventional Mortgage QUICKEN LNS
Dec 19, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Dec 11, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 19, 2014 · Amount on Record
Deed Sale	Feb 19, 2014 · Amount on Record
Prior Sale	Jun 28, 2005 · Amount on Record
Deed Document Number	201422521488
Prior Transfer Date	Jun 8, 2010
Prior Transfer Doc	0020747609
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	3105 KERMATH DR, SAN JOSE, CA 95132-1226
Transaction Type	Mortgage
Record Updated	Feb 9, 2021
Title Company	ORABGE COAST TITLE, ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3105 KERMATH DR, SAN JOSE, CA 95132-1226

Mortgage

Document Number	0024813164
Date	Feb 3, 2021
Instrument	24813164

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 1, 2036

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	3105 KERMATH DR, SAN JOSE, CA 95132-1226
Document Number	0024527951
Instrument Date	Jun 29, 2020
Transaction Type	Mortgage
Record Updated	Jul 22, 2020
Title Company	ORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	3105 KERMATH DR SAN JOSE CA 951321226, SAN JOSE, CA 95132-1226

Mortgage

Document Number	0024527951
Date	Jul 7, 2020
Instrument	24527951

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 6, 2035

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Dec 3, 2019
Property Address	3105 KERMATH DR, SAN JOSE, CA 95132-1226
Document Number	0024345377
Instrument Date	Nov 12, 2019
Instrument	24345377
Transaction Type	Transfer
Record Updated	Dec 16, 2019
Title Company	ORANGE TITLE INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	3105 KERMATH DR SAN JOSE CA 951321226, SAN JOSE, CA 95132-1226

Mortgage

Document Number	24345378
Date	Dec 3, 2019
Instrument	24345378

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 2, 2049

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	3105 KERMATH DR, SAN JOSE, CA 95132-1226
Document Number	0024121419
Instrument Date	Dec 19, 2018
Transaction Type	Mortgage
Record Updated	Mar 5, 2019
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3105 KERMATH DR SAN JOSE CA 951321226, SAN JOSE, CA 95132-1226

Mortgage

Document Number	0024121419
Date	Feb 25, 2019
Instrument	24121419

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	3105 KERMATH DR, SAN JOSE, CA 95132-1226
Document Number	0023833132
Instrument Date	Dec 11, 2017
Transaction Type	Mortgage
Record Updated	Aug 29, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3105 KERMATH DR SAN JOSE CA 951321226, SAN JOSE, CA 95132-1226

Mortgage

Document Number	0023833132
Date	Dec 21, 2017
Instrument	23833132

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Elementary School District	Berryessa Union Elementary School District (KG - 08)
Secondary School District	East Side Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$881,491 (+2%) Land $528,895 Building $352,596
2025	$12,417.00 (+3.45%)	$864,208 (+4.04%) Land $518,525 Building $345,683
2023	$12,003.00 (+0.38%)	$830,651 Land $498,391 Building $332,260
2022	$11,958.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 635 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Sail Internet Fixed Wireless	1,000 / 200
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

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