3106 Summit Ave, Saint Joseph, MO 64506 Property Records

Buchanan County property record for 3106 Summit Ave, Saint Joseph, MO 64506

Property Summary

Property Type	Single Family Home
Details	1,304 sqft · built 1917
Lot Size	0.44 acres (19,166 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,463 (2025)
Deeds & Mortgages	Dec 2018 Mortgage Oct 2018 Sale
APN	`03-8.0-34-003-001-043.000`

Property Details

APN / Parcel Number

Primary APN	`03-8.0-34-003-001-043.000`

Interior

Building Area	1,304 sqft Base Area
1st Floor Area	1,304 sqft

Exterior

Year Built	Built 1917
Effective Year Built	Effective 1917
Lot Area	19,166 sqft (0.44 acres)
Lot Dimensions	190 ft deep x 100 ft wide

Location & Zoning

Street Address	3106 SUMMIT AVE
City	SAINT JOSEPH
State	MO
Zip	64506-1538
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:MAPLE HEIGHTS LOT:20 BLK:2LGL DESC:N 1/2 ONLY
Legal Subdivision	MAPLE HEIGHTS
Legal Block	2
Legal Lot Number	20
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1004
Census Tract	600

Owner

Source: Buchanan County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3106 SUMMIT AVE, SAINT JOSEPH, MO 64506-1538
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2018	Deed of Trust, Mortgage · Conventional Mortgage HNB NATIONAL BANK
Oct 12, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 12, 2018
Deed Sale	Oct 12, 2018
Prior Sale	Nov 22, 2011
Deed Document Number	20189642
Deed Book / Page	3710 / 593
Record Updated	Sep 20, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	3106 SUMMIT AVE, SAINT JOSEPH, MO 64506-1538
Transaction Type	Mortgage
Record Updated	Aug 16, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003718/288
Date	Dec 7, 2018
Book Page	3718/288
Instrument	2018011374

Lender

Name	HNB NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Oct 12, 2018
Property Address	3106 SUMMIT AVE, SAINT JOSEPH, MO 64506-1538
Document Number	003710/593
Book / Page	3710 / 593
Instrument Date	Oct 10, 2018
Instrument	2018009642
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3106 SUMMIT AVE, SAINT JOSEPH, MO 64506-1538

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,463.00	$20,270 (+8.8%) Land $5,370 Building $14,900	$106,650 (+8.77%) Land $28,250 Building $78,400
2024	$1,463.00 (+18.56%)
2023	$1,234.00 (-0.64%)	$18,630 (-) Land $5,370 Building $13,260	$98,050 (-) Land $28,250 Building $69,800
2022	$1,242.00	$18,630 Land $5,370 Building $13,260
2021			$98,050 Land $28,250 Building $69,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	2 (1979)
Most Recent Claim	Mar 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: T-Mobile.

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