3101 Summit Ave, Saint Joseph, MO 64506 Property Records

Buchanan County property record for 3101 Summit Ave, Saint Joseph, MO 64506

Property Summary

Property Type	Single Family Home
Details	1,104 sqft · built 1902
Lot Size	0.44 acres (19,166 sqft)
Owner	Individual Name on Record
Last Sale	$75,000 (Oct 2011)
Tax Bill	$1,287 (2025)
Deeds & Mortgages	Dec 2017 Mortgage Feb 2009 Mortgage + 2 more
APN	`03-8.0-34-003-001-029.000`

Property Details

APN / Parcel Number

Primary APN	`03-8.0-34-003-001-029.000`

Interior

Building Area	1,104 sqft Base Area
1st Floor Area	1,104 sqft

Exterior

Year Built	Built 1902
Effective Year Built	Effective 1902
Lot Area	19,166 sqft (0.44 acres)
Lot Dimensions	154 ft deep x 125 ft wide

Location & Zoning

Street Address	3101 SUMMIT AVE
City	SAINT JOSEPH
State	MO
Zip	64506-1537
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	34-58-35SWSUB: LOT: BLK:LGL DESC:TR IN SW4 OF NE4 OF SW4 BEG 25.4' W OF SE COR NE4 OF SW4 TH W 580' FOR POB TH N 154' W 125'
Legal Range	35W
Legal Township	58N
Legal Section	34
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1003
Census Tract	600

Owner

Source: Buchanan County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3101 SUMMIT AVE, SAINT JOSEPH, MO 64506-1537
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2017	Deed of Trust, Mortgage · Conventional Mortgage NODAWAY VALLEY BANK
Feb 13, 2009	Deed of Trust, Mortgage · FHA Mortgage FRANKLIN AMERICAN MORTGAGE CO
Oct 18, 2017	Intrafamily Transfer, Transfer
Oct 10, 2006	Joint Tenancy Deed, Transfer · FHA Mortgage TAYLOR BEAN & WHITAKER MORTGAGE COR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 3, 2011 · Amount on Record
Deed Sale	Oct 3, 2011 · Amount on Record
Prior Sale	Oct 10, 2006 · Amount on Record
Deed Document Number	201110735
Deed Book / Page	3292 / 609
Last Transfer Date	Oct 12, 2017
Transfer Doc	2017010429
Record Updated	Sep 20, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	3101 SUMMIT AVE, SAINT JOSEPH, MO 64506-1537
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2017012210
Date	Dec 12, 2017
Instrument	2017012210

Lender

Name	NODAWAY VALLEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Jan 1, 2048

Interest

Rate Type	Fixed Rate

February 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	3101 SUMMIT AVE, SAINT JOSEPH, MO 64506-1537
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03125/0916
Date	Feb 13, 2009
Book Page	3125/0916
Instrument	2009001716

Lender

Name	FRANKLIN AMERICAN MORTGAGE CO
Type	Mortgage Company
Address	FRANKLIN, TN 37067

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2039

October 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BUCHANAN MO
Recording Date	Oct 18, 2017
Property Address	3101 SUMMIT AVE, SAINT JOSEPH, MO 64506-1537
Document Number	2017010429
Instrument Date	Oct 12, 2017
Instrument	2017010429
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3101 SUMMIT AVE, SAINT JOSEPH, MO 64506-1537

October 2006: Joint Tenancy Deed, Transfer

Document Type	Joint Tenancy Deed
Jurisdiction	BUCHANAN MO
Recording Date	Oct 10, 2006
Property Address	3101 SUMMIT AVE, SAINT JOSEPH, MO 64506-1537
Document Number	02940/0397
Book / Page	2940 / 0397
Instrument Date	Oct 6, 2006
Instrument	2006014913
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	ALLIED ABSTRACT AND TITLE COMPANY INC, HALL ABSTRACT & TITLE CO INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3101 SUMMIT AVE, SAINT JOSEPH, MO 64506-1537

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4112 N 31ST ST, SAINT JOSEPH, MO 64506-1225

Mortgage

Document Number	2006014914
Date	Oct 10, 2006
Instrument	2006014914

Lender

Name	TAYLOR BEAN & WHITAKER MORTGAGE COR
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2036

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,287.00	$17,810 (+24.55%) Land $5,050 Building $12,760	$93,710 (+24.52%) Land $26,560 Building $67,150
2024	$1,287.00 (+35.19%)
2023	$952.00 (-0.63%)	$14,300 (-) Land $5,050 Building $9,250	$75,260 (-) Land $26,560 Building $48,700
2022	$958.00	$14,300 Land $5,050 Building $9,250
2021			$75,260 Land $26,560 Building $48,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	2 (1979)
Most Recent Claim	Mar 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: T-Mobile.

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