3102 Summit Ave, Saint Joseph, MO 64506 Property Records

Buchanan County property record for 3102 Summit Ave, Saint Joseph, MO 64506

Property Summary

Property Type	Single Family Home
Details	962 sqft · built 1932
Lot Size	0.289 acres (12,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$134,800 (May 2019)
Tax Bill	$965 (2025)
Deeds & Mortgages	May 2019 Mortgage
APN	`03-8.0-34-003-001-044.000`

Property Details

APN / Parcel Number

Primary APN	`03-8.0-34-003-001-044.000`

Interior

Building Area	962 sqft Base Area
1st Floor Area	962 sqft

Exterior

Year Built	Built 1932
Effective Year Built	Effective 1932
Lot Area	12,600 sqft (0.289 acres)
Lot Dimensions	60 ft deep x 210 ft wide

Location & Zoning

Street Address	3102 SUMMIT AVE
City	SAINT JOSEPH
State	MO
Zip	64506-1538
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:MAPLE HEIGHTS LOT:19 BLK:2LGL DESC:EX S 190' SUBJ TO STREET
Legal Subdivision	MAPLE HEIGHTS
Legal Block	2
Legal Lot Number	19
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1004
Census Tract	600

Owner

Source: Buchanan County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3102 SUMMIT AVE, SAINT JOSEPH, MO 64506-1538
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 23, 2019 · Amount on Record
Deed Sale	May 23, 2019 · Amount on Record
Prior Sale	Sep 16, 2016 · Amount on Record
Deed Document Number	20194136
Deed Book / Page	3737 / 720
Record Updated	Sep 20, 2026

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	May 23, 2019
Property Address	3102 SUMMIT AVE, SAINT JOSEPH, MO 64506-1538
Document Number	003737/720
Book / Page	3737 / 720
Map Reference	PB 3 PG 14
Instrument Date	May 22, 2019
Instrument	2019004136
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	STEWART TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3102 SUMMIT AVE, SAINT JOSEPH, MO 64506-1538

Mortgage

Document Number	003737/724
Date	May 23, 2019
Book Page	3737/724
Instrument	2019004140

Lender

Name	NORTH AMERICAN SAVINGS BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$965.00	$13,320 (+6.05%) Land $4,280 Building $9,040	$70,060 (+5.99%) Land $22,500 Building $47,560
2024	$965.00 (+15.57%)
2023	$835.00 (-0.71%)	$12,560 (-) Land $4,280 Building $8,280	$66,100 (-) Land $22,500 Building $43,600
2022	$841.00	$12,560 Land $4,280 Building $8,280
2021			$66,100 Land $22,500 Building $43,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	2 (1979)
Most Recent Claim	Mar 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: T-Mobile.

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