Hamilton County property record for 3106 Reflection Ln, Ooltewah, TN 37363
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 5,052 sqft · built 2006 |
| Lot Size | 0.286 acres (12,490 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $825,000 (Oct 2022) |
| Tax Bill | $4,259 (2025) |
| Deeds & Mortgages | Oct 2022 Sale & Mortgage Apr 2019 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 150J E 059 |
| Primary APN | 150J E 059 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 5,052 sqft Living Area |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 12,490 sqft (0.286 acres) |
| Lot Dimensions | 110 ft deep x 85 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000154850 |
|---|---|
| Street Address | 3106 REFLECTION LN |
| City | OOLTEWAH |
| State | TN |
| Zip | 37363-6978 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 63 HIDDEN LAKES SUB PB79 PG165 OUT OF 150-183 FOR 2006 |
| Legal Subdivision | HIDDEN LAKES SUB |
| Legal Lot Number | 63 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 7 |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 11314 |
Source: Hamilton County records, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3106 REFLECTION LN, OOLTEWAH, TN 37363-6978 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 24, 2022 | Warranty Deed, Transfer · VA Mortgage NAVY FCU |
| Apr 9, 2019 | Quit Claim Deed, Transfer ENSIGN TITLE AND ESCROW INC, ENSIGN TITLE & ESCROW INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 24, 2022 · Amount on Record |
| Deed Sale | Oct 24, 2022 · Amount on Record |
| Prior Sale | May 8, 2008 · Amount on Record |
| Deed Document Number | 202237 |
| Deed Book / Page | 13123 / 924 |
| Prior Transfer Date | Apr 2, 2019 |
| Prior Transfer Doc | 0000000150 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Oct 24, 2022 |
| Property Address | 3106 REFLECTION LN, OOLTEWAH, TN 37363-6978 |
| Document Number | 0000000037 |
| Book / Page | 13123 / 924 |
| Map Reference | MB 79 PG 165 |
| Instrument Date | Oct 20, 2022 |
| Instrument | 2022102400037 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | UNKNOWN, IVEY TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,052.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3106 REFLECTION LN, OOLTEWAH, TN 37363-6978 |
| Document Number | 0131230926 |
|---|---|
| Date | Oct 24, 2022 |
| Instrument | 13123-0926 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Apr 9, 2019 |
| Property Address | 3106 REFLECTION LN, OOLTEWAH, TN 37363-6978 |
| Document Number | 0409000150 |
| Book / Page | 011609 / 000266 |
| Instrument Date | Apr 2, 2019 |
| Instrument | 190409000150 |
| Transaction Type | Transfer |
| Record Updated | Apr 17, 2019 |
| Title Company | ENSIGN TITLE AND ESCROW INC, ENSIGN TITLE & ESCROW INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 3106 REFLECTION LN OOLTEWAH TN 373636978, OOLTEWAH, TN 37363-6978 |
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,259.00 (+12.4%) | $281,050 (+65.91%) | $1,124,200 (+65.91%) Land $80,000 Building $1,044,200 |
| 2024 | $3,789.00 (-0.24%) | $169,400 (-) | $677,600 (-) Land $55,000 Building $622,600 |
| 2023 | $3,798.00 | $169,400 | $677,600 Land $55,000 Building $622,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2013) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2013 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 51% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EASTSIDE UTILITY DISTRICT serves 59,612 people · EPA ID TN0000219 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2026 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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