Hamilton County property record for 3129 Reflection Ln, Ooltewah, TN 37363 · Last verified January 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 5,465 sqft · built 2006 |
| Lot Size | 0.527 acres (22,990 sqft) |
| Owner | Individual Name on File |
| Last Sale | $549,900 (Feb 2018) |
| Tax Bill | $4,193 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage Feb 2018 Sale & Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 150J E 016 |
| Primary APN | 150J E 016 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 5,465 sqft Living Area |
| Year Built | Built 2006 |
|---|---|
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 22,990 sqft (0.527 acres) |
| Lot Dimensions | 242 ft deep x 95 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000154807 |
|---|---|
| Street Address | 3129 REFLECTION LN |
| City | OOLTEWAH |
| State | TN |
| Zip | 37363-6979 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 106 HIDDEN LAKES SUB PB79 PG165 OUT OF 150-165.01 FOR 2006 |
| Legal Subdivision | HIDDEN LAKES SUB |
| Legal Lot Number | 106 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 7 |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 11314 |
Source: Hamilton County records · APN 150J E 016
Assessment roll updated May 20, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3129 REFLECTION LN, OOLTEWAH, TN 37363-6979 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 05, 2020 | Deed of Trust, Mortgage · Conventional Mortgage USAA |
| Feb 27, 2018 | Warranty Deed, Transfer · Line of Credit USAA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 27, 2018 · Amount on Record |
| Deed Sale | Feb 27, 2018 · Amount on Record |
| Prior Sale | Jun 30, 2008 · Amount on Record |
| Deed Document Number | 2018022700143 |
| Deed Book / Page | 11279 / 545 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 3129 REFLECTION LN, OOLTEWAH, TN 37363-6979 |
| Document Number | 0813000008 |
| Instrument Date | Aug 05, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 16, 2020 |
| Title Company | BOSTON NATIONAL TITLE AGENCY, BOSTON NAT'L TITLE AGCY |
| Name | Verified Name |
|---|---|
| Address | 3129 REFLECTION LN OOLTEWAH TN 373636979, OOLTEWAH, TN 37363-6979 |
| Document Number | 0813000008 |
|---|---|
| Date | Aug 13, 2020 |
| Book Page | 012111/000620 |
| Instrument | 200813000008 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 12, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Feb 27, 2018 |
| Property Address | 3129 REFLECTION LN, OOLTEWAH, TN 37363-6979 |
| Document Number | 0000000143 |
| Book / Page | 011279 / 000545 |
| Instrument Date | Feb 23, 2018 |
| Instrument | 143 |
| Transaction Type | Transfer |
| Record Updated | Mar 14, 2018 |
| Title Company | TITLE GUARANTY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,034.63 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3129 REFLECTION LN OOLTEWAH TN 373636979, OOLTEWAH, TN 37363-6979 |
| Document Number | 144 |
|---|---|
| Date | Feb 27, 2018 |
| Book Page | 011279/000547 |
| Instrument | 144 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 26, 2048 |
| Rate Type | Adjustable Rate |
|---|
Source: Hamilton County records · Assessment roll updated May 20, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Unified School District | Hamilton County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,193.00 (+13.57%) | $276,650 (+67.64%) | $1,106,600 (+67.64%) Land $80,000 Building $1,026,600 |
| 2024 | $3,692.00 (-0.24%) | $165,025 (-) | $660,100 (-) Land $55,000 Building $605,100 |
| 2023 | $3,701.00 | $165,025 | $660,100 Land $55,000 Building $605,100 |
Source: FEMA National Flood Hazard Layer, Hamilton County (47065C), updated August 30, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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