3106 Heartleaf Pl, Winter Park, FL 32792 Property Records

Seminole County property record for 3106 Heartleaf Pl, Winter Park, FL 32792

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 2,702 sqft · built 1999
Lot Size	1.08 acres (47,351 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,482 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Apr 2026 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`23-21-30-5LT-0000-0750`

Property Details

APN / Parcel Number

Primary APN	`23-21-30-5LT-0000-0750`
Alternative APN	`2130235LT00000750`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Stories	2 Stories
Building Area	2,702 sqft Living Area
Gross Area	3,186 sqft
1st Floor Area	2,072 sqft
Upper Floors Area	630 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	47,351 sqft (1.08 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Open Porch
Porch Area	320 sqft
Patio Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	3106 HEARTLEAF PL
City	WINTER PARK
State	FL
Zip	32792-8157
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	LOT 75 LOST CREEK PB 46 PGS 72 THRU 75
Legal Range	30E
Legal Township	21S
Legal Section	23
Legal Subdivision	LOST CREEK
Legal Tract	5LT
Legal Lot Number	75
Jurisdiction	SEMINOLE FL
Township / Civil Division	CASSELBERRY-ALTAMONTE SPRINGS
Census Block Group	3
Census Block	3000
Census Tract	22206

Owner

Source: Seminole County records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2000 FAIRHAVEN WAY, ROSWELL, GA 30075
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2023	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 27, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 13, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Apr 13, 2026	Deed, Transfer NONE LISTED ON DOCUMENT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 27, 2004
Deed Sale	May 27, 2004
Prior Sale	Dec 20, 2000 · Amount on Record
Deed Document Number	200484361
Deed Book / Page	5327 / 117
Transfer Doc	3976001176
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	3106 HEARTLEAF PL, WINTER PARK, FL 32792-8157
Transaction Type	Mortgage
Record Updated	May 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3106 HEARTLEAF PL, WINTER PARK, FL 32792-8157

Mortgage

Document Number	0104830723
Date	Aug 2, 2023
Book Page	10483/723
Instrument	2023070697

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2053

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Recording Date	Apr 27, 2026
Property Address	3106 HEARTLEAF PL, WINTER PARK, FL 32792-8157
Document Number	0000041437
Book / Page	11027 / 420
Instrument Date	Apr 21, 2026
Instrument	202641437
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	ROCKET MORTGAGE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3106 HEARTLEAF PL, WINTER PARK, FL 32792-8157
Investor	Possibly a Property Investor

Mortgage

Document Number	0000041437,
Date	Apr 27, 2026
Book Page	11027/420
Instrument	202641437

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.88%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	SEMINOLE FL
Recording Date	Apr 13, 2026
Property Address	3106 HEARTLEAF PL, WINTER PARK, FL 32792-8157
Document Number	0000035968
Book / Page	11017 / 1188
Instrument Date	Apr 10, 2026
Instrument	2026.35968
Transaction Type	Transfer
Record Updated	Apr 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$70.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	SEMINOLE FL
Recording Date	Apr 13, 2026
Property Address	3106 HEARTLEAF PL, WINTER PARK, FL 32792-8157
Document Number	0110171188
Book / Page	11017 / 1188
Instrument Date	Apr 10, 2026
Instrument	202635968
Transaction Type	Transfer
Record Updated	Jul 2, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$70.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,482.00 (+10.09%) Homeowner's exemption	$264,398 (+5.99%)	$548,332 (+13.5%) Land $100,000 Building $448,332
2023	$3,163.00 (+2.59%) Homeowner's exemption	$249,463 (+3%)	$483,100 (+0.19%) Land $70,000 Building $413,100
2022	$3,083.00 Homeowner's exemption	$242,197	$482,167 Land $90,000 Building $392,167

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	56.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 39 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	39 in force
Nearby Flood Claims	10 (1997–2024)
Claims Outside the SFHA	8 of 10
Most Recent Claim	Sep 2024 · other causes
Claims by Event	Hurricane Ian, Sep 2022 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 82% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SEMINOLE COUNTY SOUTHEAST serves 70,040 people · EPA ID FL3590571
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000

May also be available: CenturyLink.

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