3114 Heartleaf Pl, Winter Park, FL 32792 Property Records

Seminole County property record for 3114 Heartleaf Pl, Winter Park, FL 32792

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,702 sqft · built 1999
Lot Size	0.964 acres (41,980 sqft)
Owner	Individual Name on Record
Last Sale	$626,000 (Sep 2026)
Tax Bill	$7,131 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Aug 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`23-21-30-5LT-0000-0730`

Property Details

APN / Parcel Number

Primary APN	`23-21-30-5LT-0000-0730`
Alternative APN	`2130235LT00000730`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	2,702 sqft Living Area
Gross Area	3,186 sqft
1st Floor Area	2,072 sqft
Upper Floors Area	630 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Concrete Block/Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	41,980 sqft (0.964 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	488 sqft
Patio Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3114 HEARTLEAF PL
City	WINTER PARK
State	FL
Zip	32792-8157
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	LOT 73 LOST CREEK PB 46 PGS 72 THRU 75
Legal Range	30E
Legal Township	21S
Legal Section	23
Legal Subdivision	LOST CREEK
Legal Tract	5LT
Legal Lot Number	73
Jurisdiction	SEMINOLE FL
Township / Civil Division	CASSELBERRY-ALTAMONTE SPRINGS
Census Block Group	3
Census Block	3000
Census Tract	22206

Owner

Source: Seminole County records, as of October 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	3114 HEARTLEAF PL, WINTER PARK, FL 32792-8157
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2026	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 16, 2023	Warranty Deed, Transfer · Conventional Mortgage KEY BANK NA
Apr 1, 2020	Deed of Trust, Mortgage · Line of Credit TRUIST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 17, 2026 · Amount on Record
Deed Sale	Sep 17, 2026 · Amount on Record
Prior Sale	Aug 16, 2023 · Amount on Record
Deed Document Number	202692991
Deed Book / Page	11113 / 1955
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Sep 17, 2026
Property Address	3114 HEARTLEAF PL, WINTER PARK, FL 32792-8157
Document Number	0000092991
Book / Page	11113 / 1955
Instrument Date	Sep 17, 2026
Instrument	202692991
Transaction Type	Transfer
Record Updated	Oct 2, 2026
Title Company	ORLANDO TITLE SERVICES LLC, ORLANDO TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$442,582.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3114 HEARTLEAF PL, WINTER PARK, FL 32792-8157

Mortgage

Document Number	0000092992,
Date	Sep 17, 2026
Instrument	202692992

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Aug 16, 2023
Property Address	3114 HEARTLEAF PL, WINTER PARK, FL 32792-8157
Document Number	0104910569
Book / Page	10491 / 569
Map Reference	MB 46 PG 72-75
Instrument Date	Aug 10, 2023
Instrument	2023075704
Transaction Type	Transfer
Record Updated	Aug 31, 2023
Title Company	CELEBRATION TITLE GROUP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,550.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	114 SILVER MAPLE TER, SANFORD, FL 32773-5624

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3114 HEARTLEAF PL, WINTER PARK, FL 32792-8157

Mortgage

Document Number	0010491571
Date	Aug 16, 2023
Instrument	10491/571

Lender

Name	KEY BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	3114 HEARTLEAF PL, WINTER PARK, FL 32792-8157
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0095700464
Date	Apr 1, 2020
Book Page	9570/464
Instrument	2020035006

Lender

Name	TRUIST BANK
Type	Bank
Address	ORLANDO, FL 32809

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,131.00 (+62.4%)	$531,113 (+55.44%) Land $100,000 Building $431,113	$531,113 (+14.18%) Land $100,000 Building $431,113
2023	$4,391.00 (+2.5%) Homeowner's exemption	$341,693 (+3%)	$465,141 (+0.25%) Land $70,000 Building $395,141
2022	$4,284.00 Homeowner's exemption	$331,741	$463,971 Land $90,000 Building $373,971

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 39 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	39 in force
Nearby Flood Claims	10 (1997–2024)
Claims Outside the SFHA	8 of 10
Most Recent Claim	Sep 2024 · other causes
Claims by Event	Hurricane Ian, Sep 2022 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 82% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SEMINOLE COUNTY SOUTHEAST serves 70,040 people · EPA ID FL3590571
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000

May also be available: CenturyLink.

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