1. Home
  2. Florida
  3. Osceola County
  4. Saint Cloud
  5. Vest Rd

3105 Vest Rd, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3105 Vest Rd, Saint Cloud, FL 34772

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,067 sqft · built 2021
Lot Size0.391 acres (17,031 sqft)
Owner2 Individual Names on Record
Last Sale$50,000 (Jun 2020)
Tax Bill$5,168 (2025)
Deeds & MortgagesJun 2020 Sale
Flood ZoneZone X (moderate risk)
APN20-26-31-5440-0001-0070

Property Details

APN / Parcel Number

Primary APN20-26-31-5440-0001-0070
Alternative APNs
  • 263120544000010070
  • 97998

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,067 sqft Living Area
Gross Area3,430 sqft
1st Floor Area2,067 sqft
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Architectural StyleL-Shape
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area17,031 sqft (0.391 acres)
Lot Dimensions200 ft deep x 90 ft wide
Garage TypeAttached
Garage Area683 sqft

Exterior Amenities

Pool TypeIn-Ground Pool
Pool Area49 sqft
PorchFinished/Open Porch
Porch Area368 sqft
Deck Area800 sqft
Boat House754 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address3105 VEST RD
CitySAINT CLOUD
StateFL
Zip34772-7547
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeOAE1
Legal DescriptionWENGERS SUB PB 1 PG 313 LOT 7
Legal Range31E
Legal Township26S
Legal Section20
Legal SubdivisionWENGERS
Legal Tract5440
Legal Block70
Legal Lot Number7
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1038
Census Tract43301

Owner

Source: Osceola County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3105 VEST RD, SAINT CLOUD, FL 34772-7547
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 10, 2020 · Amount on Record
Deed SaleJun 10, 2020 · Amount on Record
Prior SaleDec 31, 2012 · Amount on Record
Deed Document Number202074421
Deed Book / Page5735 / 1362
Prior Transfer DateAug 29, 2012
Prior Transfer Doc0043422749
Record UpdatedJun 8, 2026

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJun 10, 2020
Property Address3105 VEST RD, SAINT CLOUD, FL 34772-7547
Document Number0057351362
Book / Page005735 / 001362
Instrument DateJun 10, 2020
Instrument74421
Transaction TypeTransfer
Record UpdatedAug 3, 2020
Title CompanyLAND TITLE CORPORATION, LAND TITLE PROFESSIONALS INC

Transaction

AmountAmount Recorded
Tax$350.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2811 DEERFIELD ST ST CLOUD FL 347718848, ST CLOUD, FL 34771-8848

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,168.00 (+4.68%) Homeowner's exemption$362,494 (+5.99%)$456,300 (+1.6%) Land $97,600 Building $358,700
2024$4,937.00 (+2.07%)
2023$4,837.00 (+26.33%) Homeowner's exemption$342,018 (+8.99%)$449,100 (+15.87%) Land $97,600 Building $351,500
2022$3,829.00 Homeowner's exemption$313,804$387,600 Land $97,600 Building $290,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 173 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies173 in force
Nearby Flood Claims14 (1987–2022)
Claims Outside the SFHA2 of 14
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 55% of the US · lower than 73% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOHO WATER AUTHORITY-POINCIANA SYSTEM
public/private · serves 69,447 people · EPA ID FL3494429
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Fiber · Cable in parts of the area		1,000 / 1,000

May also be available: Verizon, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Vest Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures