Osceola County property record for 3095 Vest Rd, Saint Cloud, FL 34772 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,473 sqft · built 1962 |
| Lot Size | 0.619 acres (27,007 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $137,000 (Apr 1992) |
| Tax Bill | $2,241 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 97997 |
| Primary APN | 97997 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,473 sqft Heated Area |
| Gross Area | 2,247 sqft |
| 1st Floor Area | 1,473 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1972 |
| Exterior Material | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 27,007 sqft (0.619 acres) |
| Lot Dimensions | 300 ft deep x 90 ft wide |
| Garage Type | Detached - Finished |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 416 sqft |
| Utility Building | 120 sqft |
| Boat Access | Boat Access |
| Boat House | 216 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 97997 |
|---|---|
| Street Address | 3095 VEST RD |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-7547 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WENGERS SUB PB 1 PG 313 LOT 6 |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 20 |
| Legal Subdivision | WENGERS |
| Legal Tract | 5440 |
| Legal Block | 1 |
| Legal Lot Number | 6 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1038 |
| Census Tract | 43301 |
Source: Osceola County records · APN 97997
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 3095 VEST RD, SAINT CLOUD, FL 34772-7547 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 27, 1992 · Amount on Record |
| Deed Sale | Apr 27, 1992 · Amount on Record |
| Deed Document Number | 0010641206 |
| Record Updated | Jun 08, 2026 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,241.00 (+9.21%) Homeowner's exemption | $151,171 (+5.99%) | $252,700 (+2.02%) Land $109,800 Building $142,900 |
| 2023 | $2,052.00 (+5.23%) Homeowner's exemption | $142,633 (+3%) | $247,700 (+6.68%) Land $109,800 Building $137,900 |
| 2022 | $1,950.00 Homeowner's exemption | $138,479 | $232,200 Land $109,800 Building $122,400 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970433011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Cost | Premium on Record median of 173 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 173 in force |
| Nearby Flood Claims | 14 (1987–2022) |
| Claims Outside the SFHA | 2 of 14 |
| Most Recent Claim | Sep 2022, river or lake flooding, Hurricane Ian |
| Claims By Storm |
|
| Wildfire Risk | Moderate above 55% of the US · above 26% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 735 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 67 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Spectrum | Fiber | 1,000 / 1,000 |
May also be available at this address: Xfinity, Verizon, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
5G (outdoors only) and 4G LTE
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