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3085 Vest Rd, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3085 Vest Rd, Saint Cloud, FL 34772 · Last verified January 2024

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,161 sqft · built 1954
Lot Size0.639 acres (27,878 sqft)
OwnerIndividual Name on File
Last Sale$745,000 (Aug 2022)
Tax Bill$3,803 (2023)
Deeds & MortgagesApr 2020 Sale & Mortgage
Dec 2017 Loan Modification
Flood ZoneZone X (minimal risk)
APN97996

Property Details

APN / Parcel Number

Primary APN97996
Alternative APN
  • 202631544000010050

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Building Area2,161 sqft Heated Area
Gross Area3,345 sqft Gross Area
1st Floor Area2,161 sqft 1st Floor
Stories1 Story
FlooringTile
Interior WallsWallboard/Drywall
FireplaceFireplace
Fireplaces1 Fireplace

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 2000
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area27,878 sqft (0.639 acres)
Lot Dimensions310 ft deep x 90 ft wide
Parking Spaces3 Parking Spaces
Garage TypeDetached - Finished
Garage Area805 sqft Garage

Exterior Amenities

PorchOpen Porch
Porch Area275 sqft Porch
Boat AccessBoat Access
Boat House288 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number97996
Street Address3085 VEST RD
CitySAINT CLOUD
StateFL
Zip34772-7547
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWENGERS SUB PB 1 PG 313 LOT 5
Legal Range31E
Legal Township26S
Legal Section20
Legal SubdivisionWENGERS
Legal Tract5440
Legal Block1
Legal Lot Number5
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1038
Census Tract43301

Owner

Source: Osceola County records · APN 97996

Assessment roll updated July 1, 2023 · Last verified January 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address3085 VEST RD, SAINT CLOUD, FL 34772-7547
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 17, 2020Warranty Deed, Transfer · Conventional with PMI
MR COOPER
Dec 26, 2017Loan Modification, Mortgage · Line of Credit
SUNTRUST BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 01, 2022 · Amount on Record
Deed SaleAug 01, 2022 · Amount on Record
Prior SaleApr 17, 2020 · Amount on Record
Deed Document Number2022117630
Deed Book / Page6261 / 802
Record UpdatedJun 07, 2026

April 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateApr 17, 2020
Property Address3085 VEST RD, SAINT CLOUD, FL 34772-7547
Document Number0057092669
Book / Page005709 / 002669
Instrument DateApr 17, 2020
Instrument53180
Transaction TypeTransfer
Record UpdatedJun 22, 2020
Title CompanyNONA TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,856.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3085 VEST RD ST CLOUD FL 347727547, ST CLOUD, FL 34772-7547

Mortgage

Document Number57092671
DateApr 17, 2020
Book Page005709/002671
Instrument53181
Lender
NameMR COOPER
AddressDALLAS, TX 75019
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueApr 16, 2050

December 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionOSCEOLA FL
Property Address3085 VEST RD, SAINT CLOUD, FL 34772-7547
Document Number0052641830
Instrument DateDec 26, 2017
Transaction TypeMortgage
Record UpdatedAug 30, 2018
Title CompanyAMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address3085 VEST RD ST CLOUD FL 347727547, ST CLOUD, FL 34772-7547

Mortgage

Document Number0052641830
DateJan 04, 2018
Book Page005264/001830
Instrument2673
Lender
NameSUNTRUST BK
TypeBank
AddressORLANDO, FL 32809
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJan 03, 2048
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2023 · Last verified January 2024

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2023$3,803.00 (-14.23%) Homeowner's exemption$267,971 (-15.25%)$375,200 (+16.7%) Land $122,000 Building $253,200
2022$4,434.00 Homeowner's exemption$316,177$321,500 Land $122,000 Building $199,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft

Wildfire

Wildfire RiskModerate
above 55% of the US · above 26% of Florida
Wildfire LikelihoodAbout 1 in 735 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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