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3105 Loch Ness Loop, Mount Vernon, WA 98273 Property Records

Skagit County property record for 3105 Loch Ness Loop, Mount Vernon, WA 98273

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,038 sqft · built 2015
Lot Size0.14 acres (6,103 sqft)
OwnerIndividual Name on Record
Last Sale$252,950 (Jun 2015)
Tax Bill$5,476 (2023)
Deeds & MortgagesMar 2020 Mortgage
APN6018-000-000-0016

Property Details

APN / Parcel Number

Primary APN6018-000-000-0016
Alternative APN
  • P131908

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,038 sqft Living Area
Gross Area2,487 sqft
1st Floor Area2,037 sqft
FlooringConcrete/Cement
FireplaceFireplace

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2020
Architectural StyleOther
Exterior MaterialSiding
Foundation TypeConcrete
Roof MaterialComposition Shingle
Lot Area6,103 sqft
Garage TypeAttached
Garage Area450 sqft
Parking Spaces2 Parking Spaces
Patio Area135 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
SewerSeptic

Location & Zoning

Account NumberP131908
Street Address3105 LOCH NESS LOOP
CityMOUNT VERNON
StateWA
Zip98273-4735
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description(0.1401 AC) LOT 16, PLAT OF HIGHLAND GREENS DIVISION 1 PHASE A, A PLANNED UNIT DEVELOPMENT, RECORDED MAY 22, 2014, UNDER AUDI
Legal Range04E
Legal Township34N
Legal Section09
Legal QuarterSE
Legal SubdivisionHIGHLAND GREENS DIV 1 PH A
Legal PhaseA
Legal Lot Number16
JurisdictionSKAGIT WA
Township / Civil DivisionMOUNT VERNON
Census Block Group2
Census Block2022
Census Tract952304

Owner

Source: Skagit County records, as of October 30, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3105 LOCH NESS LOOP, MOUNT VERNON, WA 98273-4735
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 30, 2015 · Amount on Record
Deed SaleJun 30, 2015 · Amount on Record
Prior SaleAug 29, 2014 · Amount on Record
Deed Document Number201506300167
Record UpdatedJun 7, 2026

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSKAGIT WA
Property Address3105 LOCH NESS LOOP, MOUNT VERNON, WA 98273-4735
Document Number0003310016
Instrument DateMar 25, 2020
Transaction TypeMortgage
Record UpdatedApr 21, 2020
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address3105 LOCH NESS LOOP MOUNT VERNON WA 982734735, MOUNT VERNON, WA 98273-4735

Mortgage

Document Number0003310016
DateMar 31, 2020
Instrument3310016
Lender
NameUMPQUA BK
TypeBank
AddressTIGARD, OR 97224
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 30, 2050

Tax Assessment & Valuation

Source: Skagit County assessment roll, as of February 28, 2023

Property Jurisdictions

TypeName
StateWashington
CountySkagit County
MunicipalityMount Vernon City
Unified School DistrictMount Vernon School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$5,476.00
2022$528,600 Land $153,900 Building $374,700$528,600 Land $153,900 Building $374,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies9 in force
Nearby Flood Claims5 (2021–2025)
Most Recent ClaimDec 2025 · rainfall accumulation
Claims by Event
  • Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Dec 2025 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.4% of Washington
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSKAGIT COUNTY PUD 1 JUDY RES
serves 111,415 people · EPA ID WA5379500
Water SourceSurface water
Last State InspectionMar 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250

May also be available: Ziply Fiber.

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