3111 Loch Ness Loop, Mount Vernon, WA 98273 Property Records

Skagit County property record for 3111 Loch Ness Loop, Mount Vernon, WA 98273

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,176 sqft · built 2015
Lot Size	0.139 acres (6,098 sqft)
Owner	Individual Name on Record
Last Sale	$297,782 (Dec 2015)
Tax Bill	$5,372 (2023)
Deeds & Mortgages	Apr 2021 Mortgage May 2019 Mortgage + 1 more
APN	`6018-000-000-0017`

Property Details

APN / Parcel Number

Primary APN	`6018-000-000-0017`
Alternative APN	`P131909`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,176 sqft Living Area
Gross Area	2,586 sqft
1st Floor Area	994 sqft
2nd Floor Area	1,183 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2020
Exterior Material	Siding
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.139 acres)
Garage Type	Attached
Garage Area	410 sqft
Patio Area	241 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Septic

Location & Zoning

Account Number	P131909
Street Address	3111 LOCH NESS LOOP
City	MOUNT VERNON
State	WA
Zip	98273-4735
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(0.1400 AC) LOT 17, PLAT OF HIGHLAND GREENS DIVISION 1 PHASE A, A PLANNED UNIT DEVELOPMENT, RECORDED MAY 22, 2014, UNDER AUDI
Legal Range	04E
Legal Township	34N
Legal Section	09
Legal Quarter	SE
Legal Subdivision	HIGHLAND GREENS DIV 1 PH A
Legal Phase	A
Legal Lot Number	17
Jurisdiction	SKAGIT WA
Township / Civil Division	MOUNT VERNON
Census Block Group	2
Census Block	2022
Census Tract	952304

Owner

Source: Skagit County records, as of October 30, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3111 LOCH NESS LOOP, MOUNT VERNON, WA 98273-4735
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2021	Deed of Trust, Mortgage · VA Mortgage NAVY FCU
May 29, 2019	Deed of Trust, Mortgage · VA Mortgage NAVY FCU
Dec 20, 2016	Deed of Trust, Mortgage · VA Mortgage USAA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 23, 2015 · Amount on Record
Deed Sale	Dec 23, 2015 · Amount on Record
Prior Sale	Aug 29, 2014 · Amount on Record
Deed Document Number	201512230102
Record Updated	Jun 7, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SKAGIT WA
Property Address	3111 LOCH NESS LOOP, MOUNT VERNON, WA 98273-4735
Transaction Type	Mortgage
Record Updated	Oct 31, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000020
Date	Apr 2, 2021
Instrument	202104020020

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SKAGIT WA
Property Address	3111 LOCH NESS LOOP, MOUNT VERNON, WA 98273-4735
Document Number	0006030113
Instrument Date	May 29, 2019
Transaction Type	Mortgage
Record Updated	Jun 11, 2019
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3111 LOCH NESS LOOP MOUNT VERNON WA 982734735, MOUNT VERNON, WA 98273-4735

Mortgage

Document Number	0006030113
Date	Jun 3, 2019
Instrument	6030113

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 2, 2049

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SKAGIT WA
Property Address	3111 LOCH NESS LOOP, MOUNT VERNON, WA 98273-4735
Document Number	0001050075
Instrument Date	Dec 20, 2016
Transaction Type	Mortgage
Record Updated	Jan 24, 2017
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3111 LOCH NESS LOOP MOUNT VERNON WA 982734735, MOUNT VERNON, WA 98273-4735

Mortgage

Document Number	0001050075
Date	Jan 5, 2017
Instrument	1050075

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 4, 2047

Tax Assessment & Valuation

Source: Skagit County assessment roll, as of February 28, 2023

Property Jurisdictions

Type	Name
State	Washington
County	Skagit County
Municipality	Mount Vernon City
Unified School District	Mount Vernon School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$5,372.00
2022		$518,600 Land $153,900 Building $364,700	$518,600 Land $153,900 Building $364,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	5 (2021–2025)
Most Recent Claim	Dec 2025 · rainfall accumulation
Claims by Event	Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Dec 2025 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.4% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SKAGIT COUNTY PUD 1 JUDY RES serves 111,415 people · EPA ID WA5379500
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Ziply Fiber.

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