3045 Loch Ness Loop, Mount Vernon, WA 98273 Property Records

Skagit County property record for 3045 Loch Ness Loop, Mount Vernon, WA 98273

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,038 sqft · built 2015
Lot Size	0.145 acres (6,334 sqft)
Owner	Individual Name on Record
Last Sale	$325,000 (Feb 2021)
Tax Bill	$5,476 (2023)
Deeds & Mortgages	Feb 2021 Sale & Mortgage Dec 2017 Transfer
APN	`6018-000-000-0013`

Property Details

APN / Parcel Number

Primary APN	`6018-000-000-0013`
Alternative APN	`P131905`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,038 sqft Living Area
Gross Area	2,487 sqft
1st Floor Area	2,037 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2020
Architectural Style	Other
Exterior Material	Siding
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	6,334 sqft
Garage Type	Attached
Garage Area	450 sqft
Parking Spaces	2 Parking Spaces
Patio Area	135 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Septic

Location & Zoning

Account Number	P131905
Street Address	3045 LOCH NESS LOOP
City	MOUNT VERNON
State	WA
Zip	98273-4734
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(0.1454 AC) LOT 13, PLAT OF HIGHLAND GREENS DIVISION 1, PHASE A, A PLANNED UNIT DEVELOPMENT, RECORDED MAY 22, 2014, UNDER AUD
Legal Range	04E
Legal Township	34N
Legal Section	09
Legal Quarter	SE
Legal Subdivision	HIGHLAND GREENS DIV 1 PH A
Legal Phase	A
Legal Lot Number	13
Jurisdiction	SKAGIT WA
Township / Civil Division	MOUNT VERNON
Census Block Group	2
Census Block	2022
Census Tract	952304

Owner

Source: Skagit County records, as of October 30, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3045 LOCH NESS LOOP, MOUNT VERNON, WA 98273-4734
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2021	Warranty Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Dec 15, 2017	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 11, 2021 · Amount on Record
Deed Sale	Feb 11, 2021 · Amount on Record
Prior Sale	Feb 1, 2016 · Amount on Record
Deed Document Number	202102110124
Record Updated	Jun 7, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SKAGIT WA
Recording Date	Feb 11, 2021
Property Address	3045 LOCH NESS LOOP, MOUNT VERNON, WA 98273-4734
Document Number	0000000124
Map Reference	AF 2014052200062
Instrument Date	Feb 2, 2021
Instrument	202102110124
Transaction Type	Transfer
Record Updated	Oct 31, 2023
Title Company	CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,205.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3045 LOCH NESS LOOP, MOUNT VERNON, WA 98273-4734

Mortgage

Document Number	0000000125
Date	Feb 11, 2021
Instrument	202102110125

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

December 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SKAGIT WA
Recording Date	Dec 15, 2017
Property Address	3045 LOCH NESS LOOP, MOUNT VERNON, WA 98273-4734
Document Number	0012150075
Instrument Date	Dec 7, 2017
Instrument	12150075
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3045 LOCH NESS LOOP MOUNT VERNON WA 982734734, MOUNT VERNON, WA 98273-4734

Tax Assessment & Valuation

Source: Skagit County assessment roll, as of February 28, 2023

Property Jurisdictions

Type	Name
State	Washington
County	Skagit County
Municipality	Mount Vernon City
Unified School District	Mount Vernon School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$5,476.00
2022		$528,600 Land $153,900 Building $374,700	$528,600 Land $153,900 Building $374,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	5 (2021–2025)
Most Recent Claim	Dec 2025 · rainfall accumulation
Claims by Event	Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Dec 2025 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.4% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SKAGIT COUNTY PUD 1 JUDY RES serves 111,415 people · EPA ID WA5379500
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Ziply Fiber.

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