3104 S Terry Ave, Sioux Falls, SD 57106 Property Records

Minnehaha County property record for 3104 S Terry Ave, Sioux Falls, SD 57106

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,836 sqft · built 1962
Lot Size	0.271 acres (11,800 sqft)
Owner	Company Name on File
Tax Bill	$4,730 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-21-25-355-002-000`

Property Details

APN / Parcel Number

Primary APN	`01-21-25-355-002-000`
Alternative APN	`48554`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,836 sqft Finished Area
Gross Area	1,440 sqft
1st Floor Area	900 sqft
Upper Floors Area	540 sqft
Basement Area	360 sqft
Finished Basement	540 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Tri-Level
Exterior Material	Other
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,800 sqft (0.271 acres)
Lot Dimensions	118 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	337 sqft
Deck Area	Deck Area
Patio Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	48554
Street Address	3104 S TERRY AVE
City	SIOUX FALLS
State	SD
Zip	57106-1146
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 24 BLOCK 7 SUNSET HILL ADDN TO CITY OF SIOUX FALLS
Legal Subdivision	SUNSET HILL ADDN
Legal Block	7
Legal Lot Number	24
Jurisdiction	MINNEHAHA SD
Township / Civil Division	SIOUX FALLS
Census Block Group	1
Census Block	1015
Census Tract	1107

Owner

Source: Minnehaha County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	8305 E WILLOW LEAF ST, SIOUX FALLS, SD 57110-7634
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2022	Warranty Deed, Transfer · Commercial Mortgage FIRST NATIONAL BANK
Aug 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage SIOUX FALLS FCU

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Jun 30, 2022
Property Address	3104 S TERRY AVE, SIOUX FALLS, SD 57106-1146
Document Number	614DEED/610
Book / Page	614 DEED / 610
Instrument Date	Jun 29, 2022
Transaction Type	Transfer
Record Updated	Jul 20, 2022
Title Company	GETTY ABSTRACT AND TITLE COMPANY, GETTY ABSTRACT & TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$293.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8305 E WILLOW LEAF ST, SIOUX FALLS, SD 57110-7634

Mortgage

Document Number	1955MTG345
Date	Jun 30, 2022
Instrument	1955 MTG/345

Lender

Name	FIRST NATIONAL BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	301 Months
Due	Jul 15, 2047

Interest

Rate Type	Adjustable Rate

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	3104 S TERRY AVE, SIOUX FALLS, SD 57106-1146
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1895MTG/591
Date	Aug 24, 2020
Book Page	1895 MTG/591

Lender

Name	SIOUX FALLS FCU
Type	Credit Union
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Sep 1, 2040

Tax Assessment & Valuation

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
Municipality	Sioux Falls City
Unified School District	Sioux Falls School District 49-5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$281,600 (-) Land $31,500 Building $250,100	$281,600 Land $31,500 Building $250,100
2025	$4,730.00	$281,600 (+1.22%) Land $31,500 Building $250,100
2024	$4,730.00 (+41.24%)	$278,200 (+28.03%) Land $31,500 Building $246,700
2022	$3,349.00	$217,300 Land $31,500 Building $185,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (2004–2015)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Aug 2015 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jul 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of South Dakota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIOUX FALLS serves 216,462 people · EPA ID SD4600294
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fiber in parts of the area	2,000 / 350
Bluepeak Cable · Fiber in parts of the area	1,000 / 30
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, T-Mobile.

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