3205 S Terry Ave, Sioux Falls, SD 57106 Property Records

Minnehaha County property record for 3205 S Terry Ave, Sioux Falls, SD 57106

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 1,196 sqft · built 1962
Lot Size	0.271 acres (11,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$300,000 (Oct 2021)
Tax Bill	$5,588 (2025)
Deeds & Mortgages	Jan 2014 Mortgage Nov 2019 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`01-21-25-356-017-000`

Property Details

APN / Parcel Number

Primary APN	`01-21-25-356-017-000`
Alternative APN	`48490`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,196 sqft Finished Area
1st Floor Area	1,196 sqft
Basement Area	1,196 sqft
Finished Basement	996 sqft
Flooring	Laminate Plank
Interior Walls	Plaster
Elevator	Elevator

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	11,800 sqft (0.271 acres)
Lot Dimensions	118 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Deck Area	96 sqft
Patio Area	225 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	48490
Street Address	3205 S TERRY AVE
City	SIOUX FALLS
State	SD
Zip	57106-1147
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10 BLOCK 3 SUNSET HILL ADDN TO CITY OF SIOUX FALLS
Legal Subdivision	SUNSET HILL ADDN
Legal Block	3
Legal Lot Number	10
Jurisdiction	MINNEHAHA SD
Township / Civil Division	SIOUX FALLS
Census Block Group	1
Census Block	1018
Census Tract	1107

Owner

Source: Minnehaha County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	900 S STEPHEN AVE, SIOUX FALLS, SD 57103-2936
Owner Type	Individual
Vesting	Single Person

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2014	Deed of Trust, Mortgage · Stand-Alone First Mortgage U.S BANK NATIONAL ASSOCIATION ND
Nov 6, 2019	Deed of Trust, Mortgage · Stand-Alone First Mortgage SOUTH DAKOTA HOUSING DEVELOPMENT AUTHORI
Jun 3, 2026	Trustee's Deed, Foreclosure Foreclosure Auction
Nov 4, 2025	Warranty Deed, Transfer
Nov 4, 2025	Warranty Deed, Transfer
Oct 20, 2021	Warranty Deed, Transfer · Commercial Mortgage AMERICAN BANK & TRUST CO
Nov 6, 2019	Warranty Deed, Transfer · Conventional Mortgage FIRST BANK & TRUST
Jun 14, 2018	Warranty Deed, Transfer STEWART TITLE COMPANY-F, STEWART TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 20, 2021 · Amount on Record
Deed Sale	Oct 20, 2021 · Amount on Record
Prior Sale	Nov 6, 2019 · Amount on Record
Deed Book / Page	608-D / 915
Last Transfer Date	Mar 20, 2026
Transfer Doc	0000160234
Record Updated	Oct 29, 2026

January 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	3205 S TERRY AVE, SIOUX FALLS, SD 57106-1147
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001750/696
Date	Jan 9, 2014
Book Page	1750/696
Instrument	400430

Lender

Name	U.S BANK NATIONAL ASSOCIATION ND
Type	Seller
Address	OSHKOSH, WI 54903

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	3205 S TERRY AVE, SIOUX FALLS, SD 57106-1147
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1871MTG/0194
Date	Nov 6, 2019
Book Page	1871 MTG/0194

Lender

Name	SOUTH DAKOTA HOUSING DEVELOPMENT AUTHORI
Type	Government Agency
Address	PIERRE, SD 57501

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

June 2026: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Jun 3, 2026
Property Address	3205 S TERRY AVE, SIOUX FALLS, SD 57106-1147
Document Number	0000160234
Book / Page	638-D / 807
Instrument Date	Mar 20, 2026
Instrument	2026160234
Transaction Type	Foreclosure
Record Updated	Aug 29, 2026

Transaction

Tax	$0.00
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	900 S STEPHEN AVE, SIOUX FALLS, SD 57103-2936

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Nov 4, 2025
Property Address	3205 S TERRY AVE, SIOUX FALLS, SD 57106-1147
Document Number	DEED635/265
Book / Page	DEED635 / 265
Instrument Date	Oct 31, 2025
Instrument	145067
Transaction Type	Transfer
Record Updated	Dec 31, 2025

Transaction

Amount	Amount Recorded
Tax	$400.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2700 S GLENDALE AVE, SIOUX FALLS, SD 57105-4507

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Nov 4, 2025
Property Address	3205 S TERRY AVE, SIOUX FALLS, SD 57106-1147
Document Number	DEED635/265
Book / Page	DEED635 / 265
Instrument Date	Oct 31, 2025
Instrument	145067
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Amount	Amount Recorded
Tax	$400.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2700 S GLENDALE AVE, SIOUX FALLS, SD 57105-4507

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Oct 20, 2021
Property Address	3205 S TERRY AVE, SIOUX FALLS, SD 57106-1147
Document Number	608DEED/915
Book / Page	608 DEED / 915
Instrument Date	Oct 7, 2021
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$300.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3205 S TERRY AVE, SIOUX FALLS, SD 57106-1147

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	205 E 30TH ST, SIOUX FALLS, SD 57105-3922

Mortgage

Document Number	1937MTG272
Date	Oct 20, 2021
Instrument	1937 MTG/272

Lender

Name	AMERICAN BANK & TRUST CO
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Oct 15, 2026

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Nov 6, 2019
Property Address	3205 S TERRY AVE, SIOUX FALLS, SD 57106-1147
Document Number	592DEED/0725
Book / Page	592 DEED / 0725
Instrument Date	Oct 31, 2019
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$224.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3205 S TERRY AVE, SIOUX FALLS, SD 57106-1147

Mortgage

Document Number	1871MTG/0188
Date	Nov 6, 2019
Book Page	1871 MTG/0188

Lender

Name	FIRST BANK & TRUST
Type	Bank
Address	SIOUX FALLS, SD 57108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2049

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Jun 14, 2018
Property Address	3205 S TERRY AVE, SIOUX FALLS, SD 57106-1147
Document Number	000583/258
Book / Page	583 / 258
Instrument Date	Jun 8, 2018
Instrument	813668
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE CO

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3205 S TERRY AVE, SIOUX FALLS, SD 57106-1147

Tax Assessment & Valuation

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
Municipality	Sioux Falls City
Unified School District	Sioux Falls School District 49-5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$355,400 (+6.03%) Land $31,500 Building $323,900	$355,400 Land $31,500 Building $323,900
2025	$5,588.00	$335,200 (+8.2%) Land $31,500 Building $303,700
2024	$5,588.00 (+46.94%)	$309,800 (+24.52%) Land $31,500 Building $278,300
2022	$3,803.00	$248,800 Land $31,500 Building $217,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (2004–2015)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Aug 2015 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jul 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of South Dakota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIOUX FALLS serves 216,462 people · EPA ID SD4600294
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fiber in parts of the area	2,000 / 350
Bluepeak Cable · Fiber in parts of the area	1,000 / 30
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, T-Mobile.

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