2811 S Terry Ave, Sioux Falls, SD 57106 Property Records

Minnehaha County property record for 2811 S Terry Ave, Sioux Falls, SD 57106

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,992 sqft · built 2016
Lot Size	0.072 acres (3,154 sqft)
Owner	2 Individual Names on Record
Tax Bill	$9,575 (2025)
Deeds & Mortgages	Aug 2026 Transfer Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-21-25-305-011-000`

Property Details

APN / Parcel Number

Primary APN	`01-21-25-305-011-000`
Alternative APN	`90076`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,992 sqft Finished Area
Basement Area	808 sqft
Finished Basement	420 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Townhouse
Exterior Material	Combination
Construction Type	Frame
Roof Type	Flat
Roof Material	Rolled Roofing
Lot Area	3,154 sqft (0.072 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Deck Area	350 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	90076
Street Address	2811 S TERRY AVE
City	SIOUX FALLS
State	SD
Zip	57106-1162
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	FP;FP
Legal Description	LOT 7D BLOCK 2 LAKE LORRAINE ADDITION TO THE CITY OF SIOUX FALLS
Legal Subdivision	LAKE LORRAINE ADDITION
Legal Block	2
Legal Lot Number	7D
Jurisdiction	MINNEHAHA SD
Township / Civil Division	SIOUX FALLS
Census Block Group	1
Census Block	1011
Census Tract	1107

Owner

Source: Minnehaha County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2811 S TERRY AVE, SIOUX FALLS, SD 57106-1162
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2026	Quit Claim Deed, Transfer Quitclaim
Oct 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage PLAINS COMMERCE BANK
Oct 3, 2022	Deed of Trust, Mortgage · Line of Credit SECURITY NATIONAL BANK OF SOUTH DAKOTA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Aug 18, 2026
Transfer Doc	0000167261
Record Updated	Oct 29, 2026

August 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Aug 24, 2026
Property Address	2811 S TERRY AVE, SIOUX FALLS, SD 57106-1162
Document Number	0000167261
Book / Page	640-D / 421
Instrument Date	Aug 18, 2026
Instrument	2026167261
Transaction Type	Transfer
Record Updated	Oct 1, 2026

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2811 S TERRY AVE, SIOUX FALLS, SD 57106-1162

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	2811 S TERRY AVE, SIOUX FALLS, SD 57106-1162
Transaction Type	Mortgage
Record Updated	May 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1900MTG/187
Date	Oct 1, 2020
Book Page	1900 MTG/187

Lender

Name	PLAINS COMMERCE BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2035

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	2811 S TERRY AVE, SIOUX FALLS, SD 57106-1162
Transaction Type	Mortgage
Record Updated	May 2, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2811 S TERRY AVE, SIOUX FALLS, SD 57106-1162

Mortgage

Document Number	1960MTG/546
Date	Oct 3, 2022
Book Page	1960 MTG/546

Lender

Name	SECURITY NATIONAL BANK OF SOUTH DAKOTA
Type	Bank
Address	CHESTER, SD 57016

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	179 Months
Due	Sep 10, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
Municipality	Sioux Falls City
Unified School District	Sioux Falls School District 49-5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$627,224 (-14.15%) Land $14,934 Building $612,290	$627,224 Land $14,934 Building $612,290
2025	$9,575.00	$730,600 (+12.19%) Land $15,100 Building $715,500
2024	$9,575.00 (+10.58%)	$651,200 (+9.3%) Land $15,100 Building $636,100
2022	$8,659.00	$595,800 Land $15,100 Building $580,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (2004–2015)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Aug 2015 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jul 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 91% of South Dakota
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIOUX FALLS serves 216,462 people · EPA ID SD4600294
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fiber in parts of the area	2,000 / 350
Bluepeak Cable · Fiber in parts of the area	1,000 / 30
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, T-Mobile.

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