Highlands County property record for 3104 Monza Dr, Sebring, FL 33872
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 3,672 sqft · built 1994 |
| Lot Size | 0.912 acres (39,723 sqft) |
| Owner | 2 Company Names on File |
| Tax Bill | $5,559 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | C044813026600710 |
| Primary APN | C044813026600710 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 3,672 sqft Living Area |
| Gross Area | 4,691 sqft |
| 1st Floor Area | 3,672 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Concrete |
| Lot Area | 39,723 sqft (0.912 acres) |
| Lot Dimensions | 125 ft deep x 32 ft wide |
| Garage Type | Attached |
| Garage Area | 1,019 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 1,044 sqft |
| Parking Spaces | 4 Parking Spaces |
| Pool Type | Enclosed Pool |
|---|---|
| Pool Area | 496 sqft |
| Porch | Slab |
| Porch Area | 268 sqft |
| Patio Area | 728 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 3104 MONZA DR |
|---|---|
| City | SEBRING |
| State | FL |
| Zip | 33872-2012 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Description | SUN N LAKE OF SEB UNIT 13 PB 9 PG 71 LOTS 71 + 72 BLK 266 |
| Legal Range | 28E |
| Legal Township | 34S |
| Legal Section | 04 |
| Legal Subdivision | PATIO HOMES SNL SEBRING |
| Legal Block | 266 |
| Legal Lot Number | 71,72 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | AVON PARK |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 960503 |
Source: Highlands County records, as of September 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 3104 MONZA DR, SEBRING, FL 33872-2012 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Apr 1, 2008 |
| Transfer Doc | 0001499640 |
| Record Updated | Oct 29, 2026 |
Source: Highlands County assessment roll, as of December 10, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,559.00 (+40.06%) Homeowner's exemption | $308,418 (+5.99%) | $461,085 (+1.04%) Land $65,000 Building $396,085 |
| 2024 | $3,969.00 (+2.08%) | ||
| 2023 | $3,888.00 (+1.22%) Homeowner's exemption | $290,996 (+3%) | $456,336 (+11.57%) Land $55,500 Building $400,836 |
| 2022 | $3,841.00 Homeowner's exemption | $282,520 | $409,013 Land $35,000 Building $374,013 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 2 (2022) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 82% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUN N LAKES OF SEBRING WATER private · serves 7,710 people · EPA ID FL6280274 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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