Highlands County property record for 3100 Monza Dr, Sebring, FL 33872
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,272 sqft · built 1995 |
| Lot Size | 0.287 acres (12,517 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $250,000 (May 2015) |
| Tax Bill | $5,817 (2025) |
| Deeds & Mortgages | Jun 2021 Transfer Mar 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | C044813026600700 |
| Primary APN | C044813026600700 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,272 sqft Living Area |
| Gross Area | 2,818 sqft |
| 1st Floor Area | 2,272 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 12,517 sqft (0.287 acres) |
| Lot Dimensions | 125 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 546 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 1,160 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Enclosed Pool |
|---|---|
| Pool Area | 465 sqft |
| Porch | Slab |
| Porch Area | 387 sqft |
| Patio Area | 64 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 3100 MONZA DR |
|---|---|
| City | SEBRING |
| State | FL |
| Zip | 33872-2012 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Description | SUN N LAKE OF SEB UNIT 13 PB 9 PG 71 LOT 70 BLK 266 |
| Legal Range | 28E |
| Legal Township | 34S |
| Legal Section | 04 |
| Legal Subdivision | PATIO HOMES SNL SEBRING |
| Legal Block | 266 |
| Legal Lot Number | 70 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | AVON PARK |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 960503 |
Source: Highlands County records, as of August 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 9316 AMBERLEIGH CIR, NORTH CHESTERFIELD, VA 23236-1499 |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Jun 4, 2021 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Mar 25, 2020 | Deed of Trust, Mortgage · Line of Credit MIDFLORIDA CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 19, 2015 · Amount on Record |
| Deed Sale | May 19, 2015 · Amount on Record |
| Prior Sale | Apr 26, 2004 · Amount on Record |
| Deed Document Number | 20151773712 |
| Deed Book / Page | 2477 / 1288 |
| Last Transfer Date | Apr 28, 2021 |
| Transfer Doc | 0002037863 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Jun 4, 2021 |
| Property Address | 3100 MONZA DR, SEBRING, FL 33872-2012 |
| Document Number | 0002037863 |
| Book / Page | 2828 / 1208 |
| Map Reference | MB 9 PG 71 |
| Instrument Date | Apr 28, 2021 |
| Instrument | 2037863 |
| Transaction Type | Transfer |
| Record Updated | Jun 21, 2021 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 9316 AMBERLEIGH CIR, NORTH CHESTERFIELD, VA 23236-1499 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 3100 MONZA DR, SEBRING, FL 33872-2012 |
| Document Number | 0001982390 |
| Instrument Date | Mar 25, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 4, 2020 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3100 MONZA DR SEBRING FL 338722012, SEBRING, FL 33872-2012 |
| Document Number | 0001982390 |
|---|---|
| Date | Apr 14, 2020 |
| Book Page | 002748/000776 |
| Instrument | 1982390 |
| Name | MIDFLORIDA CU |
|---|---|
| Address | LAKELAND, FL 33802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 13, 2040 |
| Rate Type | Adjustable Rate |
|---|
Source: Highlands County assessment roll, as of December 10, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,817.00 (+17.3%) | $344,709 (-0.3%) Land $29,538 Building $315,171 | $344,709 (-0.3%) Land $29,538 Building $315,171 |
| 2024 | $4,959.00 (+4.03%) | ||
| 2023 | $4,767.00 (+6.93%) | $345,762 (+10.4%) Land $25,032 Building $320,730 | $345,762 (+10.4%) Land $25,032 Building $320,730 |
| 2022 | $4,458.00 | $313,200 Land $14,519 Building $298,681 | $313,200 Land $14,519 Building $298,681 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 2 (2022) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 82% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUN N LAKES OF SEBRING WATER private · serves 7,710 people · EPA ID FL6280274 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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