3200 Monza Dr, Sebring, FL 33872 Property Records

Highlands County property record for 3200 Monza Dr, Sebring, FL 33872

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,121 sqft · built 1989
Lot Size	0.315 acres (13,741 sqft)
Owner	Individual Name on File
Last Sale	$189,500 (Nov 2006)
Tax Bill	$1,186 (2024)
Deeds & Mortgages	May 2024 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C044813026100340`

Property Details

APN / Parcel Number

Primary APN	`C044813026100340`
Alternative APN	`C-04-34-28-130-2610-0340`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	2,121 sqft Living Area
1st Floor Area	1,541 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1989
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,741 sqft (0.315 acres)
Lot Dimensions	125 ft deep x 100 ft wide
Garage Type	Finished
Garage Area	493 sqft
Driveway	Driveway
Driveway Area	448 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	386 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	C044813026100340
Street Address	3200 MONZA DR
City	SEBRING
State	FL
Zip	33872-2013
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	SUN N LAKE OF SEB UNIT 13 PB 9-PG 71 LOT 34 BLK 261
Legal Range	28E
Legal Township	34S
Legal Section	04
Legal Subdivision	PATIO HOMES SNL SEBRING
Legal Block	261
Legal Lot Number	34
Legal Unit	13
Jurisdiction	HIGHLANDS FL
Township / Civil Division	AVON PARK
Census Block Group	1
Census Block	1003
Census Tract	960503

Owner

Source: Highlands County records · APN C044813026100340

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	3200 MONZA DR, SEBRING, FL 33872-2013
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 30, 2006 · Amount on Record
Deed Sale	Nov 30, 2006 · Amount on Record
Prior Sale	May 26, 2004 · Amount on Record
Deed Document Number	1427987
Deed Book / Page	2027 / 0754
Record Updated	Sep 20, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	3200 MONZA DR, SEBRING, FL 33872-2013
Transaction Type	Mortgage
Record Updated	Jun 08, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3863 US HIGHWAY 27 S, SEBRING, FL 33870-5461

Mortgage

Document Number	0002205523
Date	May 29, 2024
Book Page	3046/650
Instrument	2205523

Lender

Name	MIDFLORIDA CU
Type	Credit Union
Address	LAKELAND, FL 33802

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Jun 15, 2034

Tax Assessment & Valuation

Source: Highlands County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$104,917 (+7.43%)	$202,542 (+4.17%) Land $31,806 Building $170,736
2024	$1,186.00 (+4.31%)
2023	$1,137.00 (+3.08%) Homeowner's exemption	$97,664 (+3%)	$194,427 (+13.2%) Land $26,954 Building $167,473
2022	$1,103.00 Homeowner's exemption	$94,819	$171,753 Land $15,633 Building $156,120

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Highlands County (12055C), as of November 17, 2015 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120559605031, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	2 (2022)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2022 · Hurricane Ian

Wildfire

Wildfire Risk	Moderate above 57% of the US · lower than 71% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 278 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system FL6280274, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SUN N LAKES OF SEBRING WATER private · serves 7,710 people
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.