3104 E Old State Rd, Schenectady, NY 12303 Property Records

Albany County and Guilderland Town property record for 3104 E Old State Rd, Schenectady, NY 12303 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1.5 Baths
Year BuiltBuilt 1967
Square Footage2,018 sqft Living Area
Lot Size15,000 sqft (0.344 acres)
OccupancyOwner Occupied
Last Sale$225,533 (2017)
Tax Bill$7,524.00 (2025)

Property Details

APN / Parcel Number

Primary APN013089 27.19-2-44
Alternative APNs
  • 308902701900020440000000
  • 02701900020440000000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Partial Baths1 Partial Baths
Total Rooms8 Rooms
Building Area2,018 sqft Living Area
1st Floor1,290 sqft 1st Floor
Basement Area728 sqft Basement
Finished Basement728 sqft Finished
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1967
Effective Year BuiltEffective 1967
Architectural StyleRaised Ranch Style
Exterior MaterialAluminum/Vinyl Exterior
Lot Area15,000 sqft (0.344 acres)
Depth X Width150 ft x 100 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeBasement Garage
Shed1 Shed
Porch Area100 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
Heating FuelGas Heating Fuel
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Account Number02701900020440000000
Street Address3104 E OLD STATE RD
CitySCHENECTADY
StateNY
Zip12303-5232
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 24 OLD STATE MANOR 3104 OLD STATE RD
Legal Block2
Legal Lot Number44.000
JurisdictionALBANY NY
Minor Civil DivisionGUILDERLAND
Census Blockgroup2
Census Block2010
Census Tract14616

Owner

Source: Albany County and Guilderland Town records · APN 013089 27.19-2-44

Assessment roll updated March 17, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3104 E OLD STATE RD, SCHENECTADY, NY 12303-5232
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 18, 2023Deed of Trust, Mortgage · Line of Credit
BROADVIEW FCU
Oct 20, 2020Deed of Trust, Mortgage · Line of Credit
CAPITAL COMMUNICATIONS FCU
Jul 09, 2018Deed of Trust, Mortgage · Line of Credit
CAPITAL COMMUNICATIONS FCU
Jul 11, 2017Grant Deed, Transfer · Federal Housing Administration (FHA) Mortgage
HOMEOWNERS ADVANTAGE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 11, 2017 · Amount on Record
Deed SaleJul 11, 2017 · Amount on Record
Deed Doc Number201715924
Record RefreshedSep 20, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALBANY NY
Property Address3104 E OLD STATE RD, SCHENECTADY, NY 12303-5232
Transaction TypeMortgage
Record UpdatedSep 22, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address3104 E OLD STATE RD, SCHENECTADY, NY 12303-5232

Mortgage

Document Number0000004716
DateAug 18, 2023
InstrumentR2023-14716
Lender
NameBROADVIEW FCU
TypeCredit Union
AddressALBANY, NY 12205
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueAug 07, 2038
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALBANY NY
Property Address3104 E OLD STATE RD, SCHENECTADY, NY 12303-5232
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000023865
DateOct 20, 2020
InstrumentR2020-23865
Lender
NameCAPITAL COMMUNICATIONS FCU
TypeCredit Union
AddressALBANY, NY 12205
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueOct 18, 2035
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALBANY NY
Property Address3104 E OLD STATE RD, SCHENECTADY, NY 12303-5232
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000014979
DateJul 09, 2018
InstrumentR2018-14979
Lender
NameCAPITAL COMMUNICATIONS FCU
TypeCredit Union
AddressALBANY, NY 12205
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueJul 02, 2038

July 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionALBANY NY
Recording DateJul 11, 2017
Property Address3104 E OLD STATE RD, SCHENECTADY, NY 12303-5232
Document Number0000015924
Instrument DateJul 06, 2017
Instrument15924
Transaction TypeTransfer
Record UpdatedNov 07, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$902.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address3104 E OLD STATE RD SCHENECTADY NY 123035232, SCHENECTADY, NY 12303-5232

Mortgage

Document Number15925
DateJul 11, 2017
Instrument15925
Lender
NameHOMEOWNERS ADVANTAGE
AddressALBANY, NY 12205
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueJul 10, 2047

Tax Assessment & Valuation

Source: Albany County and Guilderland Town records · Assessment roll updated March 17, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew York
CountyAlbany County
County SubdivisionGuilderland Town
Unified School DistrictGuilderland Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$7,524.00 (+12.08%)$255,000 (-) Land $51,000 Building $204,000$340,000 (+13.33%) Land $68,000 Building $272,000
2023$255,000 (-) Land $51,000 Building $204,000$300,000 (+7.06%) Land $60,000 Building $240,000
2022$255,000 Land $51,000 Building $204,000$280,220 Land $56,044 Building $224,176
2021$6,713.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Albany County (36001C), updated March 6, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 55% of New York
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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