3097 E Old State Rd, Schenectady, NY 12303 Property Records

Albany County and Guilderland Town property record for 3097 E Old State Rd, Schenectady, NY 12303 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 1967
Square Footage2,284 sqft Living Area
Lot Size16,500 sqft (0.378 acres)
OccupancyOwner Occupied
Last Sale$385,000 (2022)
Tax Bill$7,129.00 (2025)

Property Details

APN / Parcel Number

Primary APN013089 27.19-2-25
Alternative APNs
  • 308902701900020250000000
  • 02701900020250000000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Building Area2,284 sqft Living Area
1st Floor1,344 sqft 1st Floor
Basement Area940 sqft Basement
Finished Basement940 sqft Finished
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1967
Effective Year BuiltEffective 1967
Architectural StyleRaised Ranch Style
Exterior MaterialAluminum/Vinyl Exterior
Lot Area16,500 sqft (0.378 acres)
Depth X Width110 ft x 150 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage TypeBasement Garage
Pool TypeIn-Ground Vinyl Pool Pool Type
Shed1 Shed

Utilities and HVAC

Heating SystemHot Water Heating
Heating FuelGas Heating Fuel
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Account Number02701900020250000000
Street Address3097 E OLD STATE RD
CitySCHENECTADY
StateNY
Zip12303-5230
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 10 OA 3097 OLD STATE RD
Legal SubdivisionSECTION TWO OAKWOOD MANOR
Legal Block2
Legal Lot Number25.000
JurisdictionALBANY NY
Minor Civil DivisionGUILDERLAND
Census Blockgroup1
Census Block1018
Census Tract14616

Owner

Source: Albany County and Guilderland Town records · APN 013089 27.19-2-25

Assessment roll updated March 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3097 E OLD STATE RD, SCHENECTADY, NY 12303-5230
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 17, 2022Warranty Deed, Transfer · Conventional Mortgage
CAPITAL COMMUNICATIONS FCU
Jan 26, 2022Executor's Deed, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 17, 2022 · Amount on Record
Deed SaleAug 17, 2022 · Amount on Record
Prior SaleJan 26, 2022 · Amount on Record
Deed Doc Number202219107
Prior Transfer DateApr 15, 2013
Prior Transfer Doc0030630940
Record RefreshedSep 20, 2026

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionALBANY NY
Recording DateAug 17, 2022
Property Address3097 E OLD STATE RD, SCHENECTADY, NY 12303-5230
Document Number0000009107
Map ReferenceMAP 4256 DR 183
Instrument DateJul 22, 2022
InstrumentR2022-19107
Transaction TypeTransfer
Record UpdatedJun 07, 2023
Title CompanyLEGACY TITLE SERVICES LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,540.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address441 NEW KAMER ROAD #11, 441, ALBANY, NY 12205

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address14 CONTINENTAL AVE, COHOES, NY 12047-3304

Mortgage

Document Number0000009109
DateAug 17, 2022
InstrumentR2022-19109
Lender
NameCAPITAL COMMUNICATIONS FCU
TypeCredit Union
AddressALBANY, NY 12205
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2052
Interest
Rate TypeAdjustable Rate
Rate4%
Type Change DateAug 01, 2032
Change FrequencyAnnually
Min Rate At Change3%
Max Rate At Change6%
Index1-Year CMT
Margin2
Max Rate10%

January 2022: Executor's Deed, Transfer

Document TypeExecutor's Deed
JurisdictionALBANY NY
Recording DateJan 26, 2022
Property Address3097 E OLD STATE RD, SCHENECTADY, NY 12303-5230
Document Number0000002545
Map ReferenceMAP 4256 DR 163
Instrument DateJan 21, 2022
InstrumentR2022-02545
Transaction TypeTransfer
Record UpdatedFeb 23, 2022

Transaction

AmountAmount Recorded
Tax$880.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address709 SOUTHVIEW PL NE, 709, LEESBURG, VA 20176-4942

Transferred To (Grantee/Buyer)

NameVerified Name
Address198 FORTS FERRY RD, LATHAM, NY 12110-1234

Tax Assessment & Valuation

Source: Albany County and Guilderland Town records · Assessment roll updated March 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateNew York
CountyAlbany County
County SubdivisionGuilderland Town
Unified School DistrictGuilderland Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$7,129.00 (+11.83%)$247,000 (-) Land $49,000 Building $198,000$329,333 (+13.33%) Land $65,333 Building $264,000
2023$247,000 (-) Land $49,000 Building $198,000$290,588 (+7.06%) Land $57,647 Building $232,941
2022$247,000 Land $49,000 Building $198,000$271,429 Land $53,846 Building $217,583
2021$6,375.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Albany County (36001C), updated March 6, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 55% of New York
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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