3122 E Old State Rd, Schenectady, NY 12303 Property Records

Albany County and Guilderland Town property record for 3122 E Old State Rd, Schenectady, NY 12303 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 1967
Square Footage1,478 sqft Living Area
Lot Size21,200 sqft (0.486 acres)
OccupancyOwner Occupied
Last Sale$189,000 (2017)
Tax Bill$6,002.00 (2025)

Property Details

APN / Parcel Number

Primary APN013089 27.19-2-47
Alternative APNs
  • 308902701900020470000000
  • 02701900020470000000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Total Rooms7 Rooms
Building Area1,478 sqft Living Area
1st Floor1,192 sqft 1st Floor
Upper Floors286 sqft Upper Floors
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1967
Effective Year BuiltEffective 1967
Architectural StyleRanch Style
Exterior MaterialAluminum/Vinyl Exterior
Lot Area21,200 sqft (0.486 acres)
Depth X Width176 ft x 120 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area572 sqft Garage
Pool TypeIn-Ground Vinyl Pool Pool Type
Pool Area512 sqft Pool
Porch Area110 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Account Number02701900020470000000
Street Address3122 E OLD STATE RD
CitySCHENECTADY
StateNY
Zip12303-5238
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 21 OS 3122 OLD STATE RD
Legal SubdivisionOLD STATE MANOR
Legal Block2
Legal Lot Number47.000
JurisdictionALBANY NY
Minor Civil DivisionGUILDERLAND
Census Blockgroup2
Census Block2008
Census Tract14616

Owner

Source: Albany County and Guilderland Town records · APN 013089 27.19-2-47

Assessment roll updated March 17, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3122 E OLD STATE RD, SCHENECTADY, NY 12303-5238
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 20, 2023Deed of Trust, Mortgage · Line of Credit
TRUSTCO BANK
Dec 26, 2017Warranty Deed, Transfer
TRUSTCO BANK
Nov 02, 2017Trustee's Deed, Foreclosure
Result of a Foreclosure Auction

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 26, 2017 · Amount on Record
Deed SaleDec 26, 2017 · Amount on Record
Prior SaleNov 02, 2017 · Amount on Record
Deed Doc Number201730907
Record RefreshedSep 20, 2026

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALBANY NY
Property Address3122 E OLD STATE RD, SCHENECTADY, NY 12303-5238
Transaction TypeMortgage
Record UpdatedJul 19, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000289
DateApr 20, 2023
InstrumentR2023-7289
Lender
NameTRUSTCO BANK
TypeBank
AddressALBANY, NY 12205
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueApr 13, 2043
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

December 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionALBANY NY
Recording DateDec 26, 2017
Property Address3122 E OLD STATE RD, SCHENECTADY, NY 12303-5238
Document Number0000000907
Instrument DateDec 21, 2017
InstrumentR2017-30907
Transaction TypeTransfer
Record UpdatedApr 07, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$756.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address950 ROUTE 9, 950, CASTLETON ON HUDSON, NY 12033-9650

Transferred To (Grantee/Buyer)

NameVerified Name
Address1971 WESTERN AVE # 231, 231, ALBANY, NY 12203-5066

Mortgage

Document Number0000000908
DateDec 26, 2017
InstrumentR2017-30908
Lender
NameTRUSTCO BANK
TypeBank
Agreement
AmountAmount Recorded

November 2017: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionALBANY NY
Recording DateNov 02, 2017
Property Address3122 E OLD STATE RD, SCHENECTADY, NY 12303-5238
Document Number0000026240
Instrument DateOct 23, 2017
Instrument26240
Transaction TypeForeclosure
Record UpdatedJan 03, 2018

Transaction

AmountAmount Recorded
Tax$480.00
Amount AccuracyConfirmed
Additional
  • Result of a Foreclosure Auction
  • Notice of Foreclosure Sale
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address9 ROUTE 9 CASTLETON NY 12033, CASTLETON, NY 12033

Tax Assessment & Valuation

Source: Albany County and Guilderland Town records · Assessment roll updated March 17, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew York
CountyAlbany County
County SubdivisionGuilderland Town
Unified School DistrictGuilderland Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,002.00 (+12.1%)$201,000 (-) Land $40,000 Building $161,000$268,000 (+13.33%) Land $53,333 Building $214,667
2023$201,000 (-) Land $40,000 Building $161,000$236,471 (+7.06%) Land $47,059 Building $189,412
2022$201,000 Land $40,000 Building $161,000$220,879 Land $43,956 Building $176,923
2021$5,354.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Albany County (36001C), updated March 6, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 55% of New York
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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