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3104 E Charter Oak Rd, Phoenix, AZ 85032 Property Records

Maricopa County property record for 3104 E Charter Oak Rd, Phoenix, AZ 85032 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,711 sqft · built 1956
Lot Size0.39 acres (16,977 sqft)
Owner2 Individual Names on File
Last Sale$372,500 (Aug 2022)
Tax Bill$1,874 (2025)
Deeds & MortgagesJan 2026 Mortgage
Aug 2022 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN166-06-044

Property Details

APN / Parcel Number

Primary APN166-06-044
Alternative APN
  • 166060441

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,711 sqft Living Area
Gross Area1,945 sqft
1st Floor Area1,711 sqft

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1956
Exterior MaterialBlock
Construction TypeConcrete Block
Roof MaterialBuilt-Up Asphalt
Lot Area16,977 sqft (0.39 acres)
Parking Spaces2 Parking Spaces
PorchCovered Slab
Patio Area234 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemForced Air with A/C

Location & Zoning

Street Address3104 E CHARTER OAK RD
CityPHOENIX
StateAZ
Zip85032-7119
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCHARTER OAK PARK MCR 52/24
Legal Range3E
Legal Township3N
Legal Section14
Legal SubdivisionCHARTER OAK PARK
Legal Lot Number44
JurisdictionMARICOPA AZ
Township / Civil DivisionPHOENIX
Census Block Group3
Census Block3019
Census Tract103502

Owner

Source: Maricopa County records · APN 166-06-044

Assessment roll updated October 22, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4745 E CHARLESTON AVE, PHOENIX, AZ 85032-9553
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 09, 2026Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Aug 30, 2022Warranty Deed, Transfer · Conventional Mortgage
BISON VENTURES LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 30, 2022 · Amount on Record
Deed SaleAug 30, 2022 · Amount on Record
Prior SaleJun 05, 2008 · Amount on Record
Deed Document Number2022679710
Prior Transfer DateApr 03, 2009
Prior Transfer Doc0000300091
Record UpdatedSep 20, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address3104 E CHARTER OAK RD, PHOENIX, AZ 85032-7119
Transaction TypeMortgage
Record UpdatedJan 19, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address3104 E CHARTER OAK RD, PHOENIX, AZ 85032-7119

Mortgage

Document Number0000014928
DateJan 09, 2026
Instrument20260014928
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressIRVINE, CA 92618
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2056

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARICOPA AZ
Recording DateAug 30, 2022
Property Address3104 E CHARTER OAK RD, PHOENIX, AZ 85032-7119
Document Number0000679710
Map ReferenceMB 52 PG 24
Instrument DateAug 25, 2022
Instrument20220679710
Transaction TypeTransfer
Record UpdatedMar 05, 2024
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5408 W COUNTRY GABLES DR, GLENDALE, AZ 85306-3925

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address4745 E CHARLESTON AVE, PHOENIX, AZ 85032-9553

Mortgage

Document Number0000679711
DateAug 30, 2022
Instrument20220679711
Lender
NameBISON VENTURES LLC
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2052

Tax Assessment & Valuation

Source: Maricopa County records · Assessment roll updated October 22, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityPhoenix City
Unified School DistrictParadise Valley Unified District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$42,370 (+130.97%)$423,700 (+6.56%) Land $84,700 Building $339,000
2025$1,874.00 (+23.94%)$18,344 (-59.08%)$397,600 (-11.31%) Land $79,500 Building $318,100
2024$44,830$448,300 Land $89,600 Building $358,700
2023$1,512.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Maricopa County (04013C), updated October 2, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 040131035023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 574 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsCable2,000 / 100
Wi-FiberFixed Wireless (licensed-by-rule)400 / 150
Lumen TechnologiesDSL140 / 20
AT&TFixed Wireless100 / 20
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Cox Communications, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

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