3046 E Charter Oak Rd, Phoenix, AZ 85032 Property Records

Maricopa County property record for 3046 E Charter Oak Rd, Phoenix, AZ 85032

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,280 sqft · built 1969
Lot Size	0.394 acres (17,173 sqft)
Owner	Individual Name on File
Last Sale	$499,900 (Jan 2024)
Tax Bill	$1,262 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Jan 2024 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`166-06-043`

Property Details

APN / Parcel Number

Primary APN	`166-06-043`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,280 sqft Living Area
1st Floor Area	1,280 sqft

Exterior

Year Built	Built 1969
Exterior Material	Block
Construction Type	Concrete Block
Roof Material	Asphalt
Lot Area	17,173 sqft (0.394 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Pool Type	Pool Type
Pool Area	450 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	3046 E CHARTER OAK RD
City	PHOENIX
State	AZ
Zip	85032-7117
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-14
Legal Description	CHARTER OAK PARK
Legal Range	03E
Legal Township	03N
Legal Section	14
Legal Quarter	SE
Quarter-Quarter Section	SE
Legal Subdivision	CHARTER OAK PARK
Legal Lot Number	43
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	3
Census Block	3019
Census Tract	103502

Owner

Source: Maricopa County assessment roll, as of January 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	3046 E CHARTER OAK RD, PHOENIX, AZ 85032-7117
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2025	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 24, 2024	Warranty Deed, Transfer · Conventional Mortgage THE LOAN STORE INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 24, 2024 · Amount on Record
Deed Sale	Jan 24, 2024 · Amount on Record
Prior Sale	Sep 2, 2004 · Amount on Record
Deed Document Number	20240036554
Record Updated	Jun 8, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3046 E CHARTER OAK RD, PHOENIX, AZ 85032-7117
Transaction Type	Mortgage
Record Updated	Nov 17, 2025
Title Company	NORTHSTAR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3046 E CHARTER OAK RD, PHOENIX, AZ 85032-7117

Mortgage

Document Number	0000635436
Date	Nov 3, 2025
Instrument	20250635436

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jan 24, 2024
Property Address	3046 E CHARTER OAK RD, PHOENIX, AZ 85032-7117
Document Number	0000036554
Map Reference	MB 52 PG 24
Instrument Date	Jan 17, 2024
Instrument	20240036554
Transaction Type	Transfer
Record Updated	Mar 5, 2024
Title Company	TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3046 E CHARTER OAK RD, PHOENIX, AZ 85032-7117

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	3046 E CHARTER OAK RD, PHOENIX, AZ 85032-7117

Mortgage

Document Number	0000036555
Date	Jan 24, 2024
Instrument	20240036555

Lender

Name	THE LOAN STORE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Unified School District	Paradise Valley Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$36,320	$363,200 (+11.21%) Land $72,600 Building $290,600
2025	$1,262.00 (+15.78%)
2023	$1,090.00 (-3.88%)	$32,660 Land $6,530 Building $26,130	$326,600 Land $65,300 Building $261,300
2022	$1,134.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 574 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Wi-Fiber Fixed Wireless	400 / 150
Lumen Technologies DSL	140 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

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