3040 E Charter Oak Rd, Phoenix, AZ 85032 Property Records

Maricopa County property record for 3040 E Charter Oak Rd, Phoenix, AZ 85032

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,344 sqft · built 1959
Lot Size0.389 acres (16,937 sqft)
OwnerIndividual Name on File
Last Sale$300,000 (May 2018)
Tax Bill$1,810 (2025)
Deeds & MortgagesSep 2021 Mortgage
Oct 2025 Mortgage
+ 6 more
Flood ZoneZone X (moderate risk)
APN166-06-042

Property Details

APN / Parcel Number

Primary APN166-06-042
Alternative APN
  • 166060426

Interior

Bedrooms3 Beds
Full Baths3 Baths
Plumbing Fixtures9 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,344 sqft Living Area
Gross Area1,623 sqft
1st Floor Area1,344 sqft

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Exterior MaterialBlock
Construction TypeConcrete Block
Roof MaterialAsphalt
Lot Area16,937 sqft (0.389 acres)
Parking Spaces2 Parking Spaces
PorchSlab
Patio Area163 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemForced Air with A/C

Location & Zoning

Street Address3040 E CHARTER OAK RD
CityPHOENIX
StateAZ
Zip85032-7117
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-14
Legal DescriptionCHARTER OAK PARK MCR 52/24
Legal Range3E
Legal Township3N
Legal Section14
Legal SubdivisionCHARTER OAK PARK
Legal Lot Number42
JurisdictionMARICOPA AZ
Township / Civil DivisionPHOENIX
Census Block Group3
Census Block3019
Census Tract103502

Owner

Source: Maricopa County records · APN 166-06-042

Assessment roll updated October 22, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3040 E CHARTER OAK RD, PHOENIX, AZ 85032-7117
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Man

Deeds, Mortgages & Sale History

DateDocument
Sep 22, 2021Deed of Trust, Mortgage · Conventional Mortgage
BELL BANK
Oct 20, 2025Intrafamily Transfer, Transfer · Conventional Mortgage
FIRST NATIONAL BANK OF AMERICA
Apr 25, 2022Intrafamily Transfer, Transfer
Sep 28, 2017Deed of Trust, Mortgage
APPLEWOOD FUNDING INC
Feb 26, 2018Deed of Trust, Mortgage
APPLEWOOD FUNDING INC
May 31, 2018Warranty Deed, Transfer · Conventional Mortgage
BELL BANK
Mar 19, 2018Warranty Deed, Transfer
MERCHANTS FUNDING AZ LLC
Sep 07, 2017Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 31, 2018 · Amount on Record
Deed SaleMay 31, 2018 · Amount on Record
Prior SaleMar 19, 2018 · Amount on Record
Deed Document Number2018417205
Last Transfer DateApr 25, 2022
Transfer Doc0000360364
Record UpdatedSep 20, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address3040 E CHARTER OAK RD, PHOENIX, AZ 85032-7117
Transaction TypeMortgage
Record UpdatedNov 25, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address2501 E HILLERY DR, PHOENIX, AZ 85032-4916

Mortgage

Document Number0001021465
DateSep 22, 2021
Instrument20211021465
Lender
NameBELL BANK
TypeBank
AddressFARGO, ND 58103
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueOct 01, 2036

October 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMARICOPA AZ
Recording DateOct 20, 2025
Property Address3040 E CHARTER OAK RD, PHOENIX, AZ 85032-7117
Document Number0000604516
Map ReferenceMB 52 PG 24
Instrument DateOct 15, 2025
Instrument20250604516
Transaction TypeTransfer
Record UpdatedMar 24, 2026
Title CompanyTEEMA T&E AGENCY INC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000604517
DateOct 20, 2025
Instrument20250604517
Lender
NameFIRST NATIONAL BANK OF AMERICA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 05, 2055

April 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMARICOPA AZ
Recording DateApr 25, 2022
Property Address3040 E CHARTER OAK RD, PHOENIX, AZ 85032-7117
Document Number0000360364
Map ReferenceMB 52 PG 24
Instrument DateApr 21, 2022
Instrument20220360364
Transaction TypeTransfer
Record UpdatedOct 29, 2025

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address3040 E CHARTER OAK RD, PHOENIX, AZ 85032-7117

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address3040 E CHARTER OAK RD, PHOENIX, AZ 85032-7117
Transaction TypeMortgage
Record UpdatedFeb 07, 2021
Title CompanyCLEAR TITLE AGENCY OF ARIZON

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000718062
DateSep 28, 2017
Instrument2017-0718062
Lender
NameAPPLEWOOD FUNDING INC
TypeSubprime Lender
AddressSCOTTSDALE, AZ 85251
Agreement
AmountAmount Recorded

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address3040 E CHARTER OAK RD, PHOENIX, AZ 85032-7117
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyCLEAR TITLE AGENCY OF ARIZON

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000142192
DateFeb 26, 2018
Instrument20180142192
Lender
NameAPPLEWOOD FUNDING INC
TypeSubprime Lender
AddressSCOTTSDALE, AZ 85251
Agreement
AmountAmount Recorded

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARICOPA AZ
Recording DateMay 31, 2018
Property Address3040 E CHARTER OAK RD, PHOENIX, AZ 85032-7117
Document Number0000417205
Map ReferenceMB 52 PG 24
Instrument DateMay 30, 2018
Instrument20180417205
Transaction TypeTransfer
Record UpdatedDec 21, 2021
Title CompanyPRESTIGE TITLE & ESCROW AGEN

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8128 E WOODWIND AVE, 8128, ORANGE, CA 92869-6559

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address3040 E CHARTER OAK RD, PHOENIX, AZ 85032-7117

Mortgage

Document Number0000417206
DateMay 31, 2018
Instrument20180417206
Lender
NameBELL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2048

March 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARICOPA AZ
Recording DateMar 19, 2018
Property Address3040 E CHARTER OAK RD, PHOENIX, AZ 85032-7117
Document Number0000203622
Map ReferenceMB 52 PG 24
Instrument DateMar 14, 2018
Instrument20180203622
Transaction TypeTransfer
Record UpdatedDec 21, 2021
Title CompanyPRESTIGE TITLE & ESCROW AGEN

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3040 E CHARTER OAK RD, 3040, PHOENIX, AZ 85032-7117

Transferred To (Grantee/Buyer)

NameVerified Name
Address8128 E WOODWIND AVE, ORANGE, CA 92869-6559

Mortgage

Document Number0000203623
DateMar 19, 2018
Instrument20180203623
Lender
NameMERCHANTS FUNDING AZ LLC
TypeLending Institution
Agreement
AmountAmount Recorded
Term12 Months
DueMar 07, 2019

September 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMARICOPA AZ
Recording DateSep 07, 2017
Property Address3040 E CHARTER OAK RD, PHOENIX, AZ 85032-7117
Document Number0000662551
Instrument DateSep 06, 2017
Instrument662551
Transaction TypeTransfer
Record UpdatedSep 14, 2017
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3040 E CHARTER OAK RD PHOENIX AZ 850327117, PHOENIX, AZ 85032-7117

Tax Assessment & Valuation

Source: Maricopa County records · Assessment roll updated October 22, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityPhoenix City
Unified School DistrictParadise Valley Unified District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$41,520 (+98.58%)$415,200 (+6.65%) Land $83,000 Building $332,200
2025$1,810.00 (+5.05%)$20,908 (-52.35%)$389,300 (-11.28%) Land $77,800 Building $311,500
2024$43,880$438,800 Land $87,700 Building $351,100
2023$1,723.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 2, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Wi-Fiber
Fixed Wireless
400 / 150
Lumen Technologies
DSL
140 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: Verizon.

Based on FCC filings for 574 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF PHOENIX
serves 1,695,000 people
Water SourceSurface water
Last State InspectionDec 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Jan 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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