3103 Ranger Dr, Saint Cloud, FL 34771 Property Records

Osceola County property record for 3103 Ranger Dr, Saint Cloud, FL 34771 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	4 Baths
Year Built	Built 2023
Square Footage	3,133 sqft Heated Area
Lot Size	6,534 sqft (0.15 acres)
Occupancy	Owner Occupied
Last Sale	$717,500 (2023)
Tax Bill	$10,507.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`022531553800012480`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Building Area	3,133 sqft Heated Area
Gross Area	3,953 sqft Gross Area
Stories	2 Stories
Primary Flooring	Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2023
Exterior Material	Fiber Cement Siding (Hardi-Board/Hardi-Plank) Exterior
Construction Type	Frame Construction
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Finished Garage
Porch	Open Porch
Porch Area	168 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	3103 RANGER DR
City	SAINT CLOUD
State	FL
Zip	34771-8969
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	WESLYN PARK PH 2 PB 32 PGS 72-94 LOT 248
Legal Phase	2
Legal Lot Number	248
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1002
Census Tract	43700

Owner

Source: Osceola County records · APN 022531553800012480

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	3103 RANGER DR, SAINT CLOUD, FL 34771-8969
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 28, 2023 · Amount on Record
Deed Sale	Dec 28, 2023 · Amount on Record
Deed Doc Number	2023168417
Deed Book / Page	6526 / 68
Record Refreshed	Jun 08, 2026

December 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Dec 28, 2023
Property Address	3103 RANGER DR, SAINT CLOUD, FL 34771-8969
Document Number	0065260068
Book / Page	6526 / 68
Map Reference	MB 32 PG 72-94
Instrument Date	Dec 21, 2023
Instrument	2023168417
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 12, 2025
Title Company	TOWN SQUARE TITLE LIMITED, TOWN SQUARE TITLE LTD

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$5,022.50
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	605 CRESCENT EXECUTIVE CT, LAKE MARY, FL 32746-2100

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3103 RANGER DR, SAINT CLOUD, FL 34771-8969

Mortgage

Document Number	0000652670
Date	Dec 28, 2023
Instrument	6526/70

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2054

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,507.00 (+239.7%) Homeowner's exemption	$592,000 (+689.33%) Land $90,000 Building $502,000	$592,000 (+689.33%) Land $90,000 Building $502,000
2023	$3,093.00 (+26.81%)	$75,000 (+15%) Land $75,000	$75,000 (+15%) Land $75,000
2022	$2,439.00	$30,000 Land $30,000	$30,000 Land $30,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Very High above 94% of the US · above 89% of Florida
Wildfire Likelihood	About 1 in 67 per year
Exposure	Direct burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; lenders make the official flood determination.