Osceola County property record for 3112 Ranger Dr, Saint Cloud, FL 34771
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,995 sqft · built 2023 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | Individual Name on File |
| Last Sale | $615,000 (Feb 2026) |
| Tax Bill | $7,567 (2025) |
| Deeds & Mortgages | Mar 2025 Mortgage Feb 2026 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-25-31-5538-0001-2540 |
| Primary APN | 02-25-31-5538-0001-2540 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 2,995 sqft Living Area |
| Gross Area | 3,782 sqft |
| 1st Floor Area | 2,184 sqft |
| Flooring | Carpet |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Conventional |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,534 sqft (0.15 acres) |
| Garage Type | Attached |
| Garage Area | 456 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 170 sqft |
| Heating System | Central |
|---|
| Street Address | 3112 RANGER DR |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-8970 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WESLYN PARK PH 2 PB 32 PGS 72-94 LOT 254 |
| Legal Subdivision | WESLYN PARK PHASE 2 |
| Legal Lot Number | 254 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 43700 |
Source: Osceola County assessment roll, as of November 26, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3112 RANGER DR, SAINT CLOUD, FL 34771-8970 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married |
| Date | Document |
|---|---|
| Mar 18, 2025 | Deed of Trust, Mortgage · Conventional Mortgage PLAZA HOME MORTGAGE INC |
| Feb 2, 2026 | Warranty Deed, Transfer · Commercial Mortgage CHAMPIONS FUNDING LLC |
| Jun 20, 2024 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Apr 9, 2024 | Deed, Subdivision Related Transfer GOLDEN DOG TITLE AND TRUST, GOLDEN DOG TITLE & TRUST |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 2, 2026 · Amount on Record |
| Deed Sale | Feb 2, 2026 · Amount on Record |
| Prior Sale | Apr 9, 2024 · Amount on Record |
| Deed Document Number | 202613694 |
| Deed Book / Page | 6915 / 2855 |
| Prior Transfer Date | Jun 19, 2024 |
| Prior Transfer Doc | 0066192880 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3112 RANGER DR, SAINT CLOUD, FL 34771-8970 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2026 |
| Title Company | GOLDEN DOG TITLE AND TRUST, GOLDEN DOG TITLE & TRUST |
| Name | Verified Name |
|---|---|
| Address | 3112 RANGER DR, SAINT CLOUD, FL 34771-8970 |
| Document Number | 0067561124 |
|---|---|
| Date | Mar 18, 2025 |
| Book Page | 6756/1124 |
| Instrument | 2025034079 |
| Name | PLAZA HOME MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92121 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Apr 1, 2045 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Feb 2, 2026 |
| Property Address | 3112 RANGER DR, SAINT CLOUD, FL 34771-8970 |
| Document Number | 0069152855 |
| Book / Page | 6915 / 2855 |
| Map Reference | MB 32 PG 72-94 |
| Instrument Date | Jan 30, 2026 |
| Instrument | 2026013694 |
| Transaction Type | Transfer |
| Record Updated | Feb 11, 2026 |
| Title Company | UNKNOWN, CITRUS CLOSING GROUP TAMPA L |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,305.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3112 RANGER DR, SAINT CLOUD, FL 34771-8970 |
| Name | Verified Name |
|---|---|
| Address | 3112 RANGER DR, SAINT CLOUD, FL 34771-8970 |
| Document Number | 0069152857 |
|---|---|
| Date | Feb 2, 2026 |
| Instrument | 6915/2857 |
| Name | CHAMPIONS FUNDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2056 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jun 20, 2024 |
| Property Address | 3112 RANGER DR, SAINT CLOUD, FL 34771-8970 |
| Document Number | 0066192880 |
| Book / Page | 6619 / 2880 |
| Map Reference | MB 32 PG 72-94 |
| Instrument Date | Jun 19, 2024 |
| Instrument | 2024081140 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2025 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3112 RANGER DR, SAINT CLOUD, FL 34771-8970 |
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 3112 RANGER DR, SAINT CLOUD, FL 34771-8970 |
| Document Type | Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Apr 9, 2024 |
| Property Address | 3112 RANGER DR, SAINT CLOUD, FL 34771-8970 |
| Document Number | 0065800062 |
| Book / Page | 6580 / 62 |
| Map Reference | MB 32 PGS 72 |
| Instrument Date | Apr 5, 2024 |
| Instrument | 2024045726 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 12, 2025 |
| Title Company | GOLDEN DOG TITLE AND TRUST, GOLDEN DOG TITLE & TRUST |
| Amount | Amount Recorded |
|---|---|
| Tax | $4,929.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8529 SOUTHPARK CIR STE 130, 130, ORLANDO, FL 32819-9016 |
| Name | Verified Name |
|---|---|
| Address | 3112 RANGER DR, SAINT CLOUD, FL 34771-8970 |
Source: Osceola County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,567.00 (-31.31%) | $379,749 (+406.33%) | $583,600 (+678.13%) Land $90,000 Building $493,600 |
| 2024 | $11,016.00 (+256.16%) | ||
| 2023 | $3,093.00 (+26.81%) | $75,000 (+15%) Land $75,000 | $75,000 (+15%) Land $75,000 |
| 2022 | $2,439.00 | $30,000 Land $30,000 | $30,000 Land $30,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 330 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 330 in force |
| Nearby Flood Claims | 18 (2004–2022) |
| Claims Outside the SFHA | 1 of 18 |
| Most Recent Claim | Oct 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 93% of the US · above 89% of Florida |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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