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3099 Ranger Dr, Saint Cloud, FL 34771 Property Records

Osceola County property record for 3099 Ranger Dr, Saint Cloud, FL 34771 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,249 sqft · built 2024
Lot Size0.139 acres (6,098 sqft)
OwnerIndividual Name on File
Last Sale$546,189 (Mar 2024)
Tax Bill$8,838 (2025)
Deeds & MortgagesJun 2025 Mortgage
Mar 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN022531553800012470

Property Details

APN / Parcel Number

Primary APN022531553800012470

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,249 sqft Heated Area
Gross Area2,990 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2024
Exterior MaterialFiber Cement Siding
Construction TypeFrame
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,098 sqft (0.139 acres)
Garage TypeFinished
PorchOpen Porch
Porch Area342 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address3099 RANGER DR
CitySAINT CLOUD
StateFL
Zip34771-8969
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWESLYN PARK PH 2 PB 32 PGS 72-94 LOT 247
Legal Phase2
Legal Lot Number247
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1002
Census Tract43700

Owner

Source: Osceola County records · APN 022531553800012470

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address3099 RANGER DR, SAINT CLOUD, FL 34771-8969
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 06, 2025Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Mar 19, 2024Deed, Subdivision Related Transfer · FHA Mortgage
JET HOMELOANS LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 19, 2024 · Amount on Record
Deed SaleMar 19, 2024 · Amount on Record
Deed Document Number2024035480
Deed Book / Page6567 / 1675
Record UpdatedJun 08, 2026

June 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3099 RANGER DR, SAINT CLOUD, FL 34771-8969
Transaction TypeMortgage
Record UpdatedDec 12, 2025
Title CompanyWORLD WIDE LAND TRANSFER INC, WORLD WIDE LAND TRANSFER

Transferred To (Grantee/Buyer)

NameVerified Name
Address3099 RANGER DR, SAINT CLOUD, FL 34771-8969

Mortgage

Document Number0067992515
DateJun 06, 2025
Book Page6799/2515
Instrument2025071109
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2055

March 2024: Deed, Subdivision Related Transfer

Document TypeDeed
JurisdictionOSCEOLA FL
Recording DateMar 19, 2024
Property Address3099 RANGER DR, SAINT CLOUD, FL 34771-8969
Document Number0065671675
Book / Page6567 / 1675
Map ReferenceMB 32 PGS 72
Instrument DateMar 12, 2024
Instrument2024035480
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 12, 2025
Title CompanyIDAHO TITLE AND TRUST, DOG TITLE & TRUST

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,823.40
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8529 SOUTHPARK CIR STE 130, 130, ORLANDO, FL 32819-9016

Transferred To (Grantee/Buyer)

NameVerified Name
Address3099 RANGER DR, SAINT CLOUD, FL 34771-8969

Mortgage

Document Number0065671677
DateMar 19, 2024
Instrument6567/1677
Lender
NameJET HOMELOANS LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2054

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$8,838.00 (+222.79%) Homeowner's exemption$471,500 (+528.67%) Land $90,000 Building $381,500$471,500 (+528.67%) Land $90,000 Building $381,500
2023$2,738.00 (+12.26%)$75,000 (+15%) Land $75,000$75,000 (+15%) Land $75,000
2022$2,439.00$30,000 Land $30,000$30,000 Land $30,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970437001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 330 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies330 in force
Nearby Flood Claims18 (2004–2022)
Claims Outside the SFHA1 of 18
Most Recent ClaimOct 2022, tidal / storm surge, Hurricane Ian
Claims By Storm
  • Hurricane Ian, Oct 2022 · 2 claims
  • Hurricane Ian, Sep 2022 · 5 claims
  • Hurricane Frances, Sep 2004 · 6 claims

Wildfire

Wildfire RiskVery High
above 94% of the US · above 89% of Florida
Wildfire LikelihoodAbout 1 in 67 per year
ExposureDirect
burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 2 locations within about half a mile of this property, a small sample

ProviderTechnologyDownload / Upload (Mbps)
VerizonFixed Wireless25 / 6
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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